Group Health Insurance Designed for Employers and Their Teams

Affinity Health's Group Cover provides budget-friendly plan options that give working-age employees access to in-hospital protection plus day-to-day benefits in a single combination plan. Group Cover is available only to employer groups and is structured to keep monthly contributions predictable while providing meaningful cover for common workplace health needs.

Why choose Group Cover for your employees?

• One plan for everyday care and major events: combined day-to-day and hospital benefits reduce administrative complexity for employers and members.
• Cost control for businesses: competitive monthly contributions, standardised plan options and clear excess choices help manage payroll costs.
• Operational simplicity: consolidated claims administration and straightforward enrolment for groups of eligible employees.

What Group Cover includes

• In-hospital protection: cover for admissions, theatre and ward fees, and in-hospital procedures approved under the plan.
• Day-to-day benefits: GP consultations, basic dentistry and optical access subject to plan limits and network agreements.
• Support services: virtual consultations with healthcare practitioners and Emergency Medical Response when required.

Quick comparison - common employer objectives

Affinity Health's Group Cover offers eight combination plans so employers can select the plan option that matches workforce needs and budgets. To review plan details for employer groups, see Affinity Health's Group Cover information and plan outlines.

Compare plan options and check provider access using our group resources: Group Cover details and verify available practitioners via Find a Provider.

Get a quote for your workforce and see how Group Cover can fit into total rewards packages - request a group proposal to receive a clear costed option aligned with your headcount and contribution preferences.

How to implement Group Cover for employees

Rolling out an employer-sponsored Health Insurance plan is straightforward when you follow a clear process: assess workforce needs, select an appropriate combination plan, communicate benefits to employees, and set up simple enrolment and payroll deduction. Affinity Health supports employers through each step to make administration efficient.

Step-by-step implementation guide

• Assess workforce profile: ages, typical health needs and likely utilisation to pick suitable plan options.
• Choose plan options: select the level of day-to-day and hospital benefits that balance cover and contribution size.
• Plan communication: provide clear benefit summaries, claim procedures and virtual consultation access for employees.
• Enrol and manage: simple monthly contributions via payroll and centralised claims administration for the group.

Managing cost and employee expectations

Employers can manage costs by setting predictable monthly contributions and communicating plan limits clearly. Selecting appropriate excess levels and plan options helps keep contributions affordable while preserving meaningful protection for in-hospital events.

For pricing and contribution examples based on your employee demographic, review current pricing on our site and request a tailored group proposal. See current pricing and contribution guidance here: current pricing and premiums.

Provider access and practical considerations

• Provider network: ensure employees know how to locate approved practitioners and in-hospital locations for care.
• Emergency Medical Response: Group Cover includes processes for urgent admissions and in-hospital approvals where applicable.
• Virtual consultations: quick remote access to healthcare practitioners can reduce non-essential absenteeism.

Use the provider lookup tool to confirm which practitioners and facilities service your chosen plan option: Find a hospital provider.

Ready to proceed? Get a quote, compare plan options for your employee count and join now to give your team immediate access to dependable health cover and support services.

Sources

• Affinity Health - Group Cover information
• Affinity Health - current pricing and premiums
• National Department of Health - South Africa
• Statistics South Africa - Health indicators