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Find budget-friendly combined health cover in Sandton for individuals, families and retirees. Compare day-to-day and hospital protection with Affinity Health.
South Africans living or working in Sandton need health cover that balances routine care with protection for major in-hospital events. Affinity Health offers budget-friendly combined plans that pair day-to-day benefits with hospital protection so you can access private care without unpredictable bills. These plans are designed for young professionals, families with children and retirees who want clear benefits, reliable provider access and straightforward pricing.
Quick guide: If you need routine GP access plus protection for surgery or admissions, consider a combined plan; if you only want in-hospital protection, a hospital-only plan is available.
Compare plan options and features on the Affinity Health homepage to see the range that best matches your needs: Affinity Health - Home. For families who prioritise both routine care and hospital protection, our combined plan pages explain typical inclusions and how benefits work: Affinity Health - Combined Plan.
If you want to see which providers accept your plan in Sandton before enrolling, use the provider lookup to confirm access to private hospitals and clinics: Find a hospital provider.
Selecting the appropriate combined plan depends on household size, ages and healthcare habits. Young professionals in Sandton may prefer stronger day-to-day benefits for workplace health needs and remote consultations, while families with children often value higher day-to-day limits plus solid hospital protection for unplanned admissions. Retirees commonly prioritise higher in-hospital limits for peace of mind.
Affinity Health supports access to a broad provider network so members can get private care when required. In urgent situations, Emergency Medical Response services are coordinated to assist members needing immediate transport or admission. Verify provider availability in Sandton before you finalise your plan choice using the non-hospital provider search: Find a practitioner or clinic.
Affinity Health’s combined plan options are built to remain budget-friendly while protecting you from high in-hospital costs. Monthly premiums depend primarily on the ages of those covered and the specific plan option chosen. For exact, current pricing and premium tables consult the current pricing page to compare options before you buy: Current pricing and premiums. Get a personalised quote online to see your exact monthly cost and available plan options.
Ready to compare plans? Get a quote now or compare combined plan options to balance routine care with in-hospital protection for your family in Sandton.
Disclaimer: This article is intended for informational purposes only and should not be considered medical advice. Always consult a qualified healthcare professional before making any decisions about your health or treatment.
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We believe that quality healthcare should be accessible to everyone. Our plans are designed to be cost-effective, providing value without compromising on essential benefits.
Affinity Health members have access to the largest healthcare provider network in the country, including GP’s, Dentists and Hospitals.
From routine check-ups to emergency medical services, our plans encompass a wide spectrum of healthcare services, including chronic medication cover and emergency medical services.
Understanding that healthcare needs vary, we offer flexible plans that can be customised to suit your specific requirements.
Qualified and motivated service agents powered by a state-of-the-art call centre.
Our dedicated team is available 24/7 to assist with pre-authorisation, telehealth consultations and emergency services.
Principal member premiums effective from 1 January 2026. Rates may vary by age and dependants.
| Plan | Principal premium | Main distinction | Details |
|---|---|---|---|
| Day-to-Day Plan | From R929/per month | — | View plan |
| Hospital Plan | From R1 434/per month | — | View plan |
| Vital Select | From R289/per month | Limited hospital-care plan | View plan |
| Combined Plan | From R2 098/per month | — | View plan |
| Chrome | From R589/per month | Day-to-day plus accident hospitalisation | View plan |
| Bronze | From R759/per month |
Choose the option that fits your needs
| Broader day-to-day benefits |
| View plan |
| Delta Max | From R839/per month | Adds diagnostic procedures | View plan |
| Standard Day-to-Day | From R929/per month | Broader routine healthcare cover | View plan |
| Standard Hospital | From R1 438/per month | Hospital cover | View plan |
| Standard Combined | From R2 098/per month | Combined day-to-day and hospital | View plan |
Get answers to common questions about Combined Health Plan