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Students face unique health and financial pressures: frequent minor illnesses, sudden accidents, and limited monthly budgets. A combined plan that includes both day-to-day benefits and hospital protection can keep routine visits affordable while protecting against large in-hospital expenses. Affinity Health offers plan options for young adults in the Standard Range and the Innovator Range that suit students, single professionals and young families.
Quick comparison: If you only need GP visits and prescriptions, a day-to-day plan may be enough; if you want both routine care and in-hospital protection, choose a combined plan. Explore combined plan details to compare benefits and limits.
Affinity Health’s combined plan options are described in detail on our combined plan page - review inclusions and plan options to match cover to your student lifestyle. You can also learn more about out-of-hospital benefits on the day-to-day information page to compare what is included at each benefit level.
Compare combined plan options or review day-to-day benefits to decide what balance works for your budget and health needs.
When you are ready, get a quote quickly and compare plan options online to see which combination suits your monthly budget. Many students choose a combined option so routine care is covered and major events do not create unaffordable bills. Get a quote now to view plan pricing and eligible benefit levels for your age group.
Below are practical considerations to help you choose a plan that fits student life: evenings on campus, limited disposable income and occasional travel between home and university.
Want to see which practitioners and hospitals are available where you study? Use our provider search to confirm access near campus and at home.
Find nearby providers and explore Innovator plan options for alternative combinations that may suit working students or graduates.
Ready to choose? Compare plans online, get a quote, and join now - simple digital application and clear plan documents make the process straightforward for students managing study and work.
Contact us today and we will get back to you shortly
Explore budget-friendly combined day-to-day and hospital cover options for South African students. Compare plans, find providers and get a quote with Affinity Health.
Day-to-day care plus hospital protection for predictable budgeting.
Plan options to prioritise everyday benefits while limiting major out-of-pocket costs.
Compare plans, find providers near campus and get a quote online.

Disclaimer: This article is intended for informational purposes only and should not be considered medical advice. Always consult a qualified healthcare professional before making any decisions about your health or treatment.
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Verified customerBrandon Singh was incredibly helpful and professional. They handled my query efficiently and made sure I understood the next steps clearly. I really appreciated their patience and friendly attitude. Great service overall!
Verified customerI got what I needed within minutes and saved money.
Verified customerThutuka provided exceptional service to me today. I wish him well and thank him for his kindness. A definite asset to Affinity Health.
Verified customerWe believe that quality healthcare should be accessible to everyone. Our plans are designed to be cost-effective, providing value without compromising on essential benefits.
Affinity Health members have access to the largest healthcare provider network in the country, including GP’s, Dentists and Hospitals.
From routine check-ups to emergency medical services, our plans encompass a wide spectrum of healthcare services, including chronic medication cover and emergency medical services.
Understanding that healthcare needs vary, we offer flexible plans that can be customised to suit your specific requirements.
Qualified and motivated service agents powered by a state-of-the-art call centre.
Our dedicated team is available 24/7 to assist with pre-authorisation, telehealth consultations and emergency services.
Choose the option that fits your needs
Get answers to common questions about Combined Health Plan