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If you live in East London and are looking for cheap complete health insurance that still gives dependable protection, a combined plan (day-to-day care plus hospital cover) can be the most cost-effective way to manage both routine healthcare and major medical events. Affinity Health offers plan options designed for individuals, families with children, young professionals and retirees who want predictable monthly costs without sacrificing access to private care.
Combined plans are especially relevant to families with children who need regular GP visits and vaccinations, young professionals seeking affordable comprehensive protection, and retirees who prioritise solid in-hospital cover while maintaining day-to-day access to primary care.
Quick note: Plan options let you prioritise day-to-day benefits or hospital limits to suit your monthly budget. To see how different plan options perform for your household, compare plan details on the Combined Plan and Day-to-Day pages.
Affinity Health members can use the private hospital and provider network available in the region. Before planned hospital care, confirm which hospitals and healthcare practitioners participate in the provider network using the find-a-hospital tool: Find a Hospital Provider.
Selecting the right combined plan requires balancing expected routine visits against the need for in-hospital protection. Use the steps below to evaluate risk, plan options and likely out-of-pocket exposure.
| Feature | Day-to-Day | Hospital |
|---|---|---|
| GP consultations | Included within benefit limits | Not usually covered outside admission |
| In-hospital surgery | Not covered | Covered for approved inpatient procedures |
| Remote consultations | Available through the benefit where listed | Support available when related to an admission |
To find the cheapest complete plan for your household, request a quote that reflects your family composition and preferred benefit balance. Compare combined plan options and day-to-day features on the Combined Plan page to identify the best budget-friendly solution. Visit the Affinity Health homepage for general information and to begin the quote process: Affinity Health Home.
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Find budget-friendly combined health insurance in East London. Affinity Health offers affordable plan options for families, professionals and retirees.
Day-to-day care plus in-hospital cover in one budget-friendly plan.
Use the East London provider network for private hospitals and practitioners.
Prioritise day-to-day benefits or hospital limits to match your budget.

Disclaimer: This article is intended for informational purposes only and should not be considered medical advice. Always consult a qualified healthcare professional before making any decisions about your health or treatment.
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Verified customerWe believe that quality healthcare should be accessible to everyone. Our plans are designed to be cost-effective, providing value without compromising on essential benefits.
Affinity Health members have access to the largest healthcare provider network in the country, including GP’s, Dentists and Hospitals.
From routine check-ups to emergency medical services, our plans encompass a wide spectrum of healthcare services, including chronic medication cover and emergency medical services.
Understanding that healthcare needs vary, we offer flexible plans that can be customised to suit your specific requirements.
Qualified and motivated service agents powered by a state-of-the-art call centre.
Our dedicated team is available 24/7 to assist with pre-authorisation, telehealth consultations and emergency services.
Choose the option that fits your needs
Get answers to common questions about Combined Health Plan