Budget-friendly combined medical insurance for life in the Eastern Cape

Combined medical insurance brings together day-to-day benefits and hospital protection in one plan option so you can manage routine healthcare while being protected against large in-hospital costs. Affinity Health offers plan options designed to suit young professionals, growing families, and retirees living in the Eastern Cape who need dependable, lower-cost Health Insurance without sacrificing essential benefits.

What a combined plan covers

• Day-to-day care: GP consultations, basic dentistry and optical benefits within defined limits.
• Hospital cover: Admission fees, theatre and ward costs, in-hospital procedures and approved clinician fees for events that require hospital admission.
• Support services: Remote consultations with a healthcare practitioner and Emergency Medical Response coordination when required.

Plan options that suit Eastern Cape budgets

Affinity Health’s combined plan choices allow you to balance monthly premium with the level of day-to-day and hospital benefits you need. For parents, the Junior combined option covers children aged 0-17 with tailored day-to-day and hospital benefits; older adults can explore Senior combined options for members 55 and older. See plan details for exact benefit lists and eligibility.

Compare specific plan inclusions and ages on our Combined Plan page: Affinity Health - Combined Plan. For current pricing and to view monthly premiums by age band, visit our pricing page which lists the latest premiums and policy conditions: current pricing.

How combined plans help Eastern Cape households

• Predictable monthly costs for routine and major healthcare needs.
• Reduced risk of skipping GP visits because day-to-day benefits are included.
• Access to a wide provider base so you can find in-network clinicians near major Eastern Cape centres.

Choosing the right combined option for your household

Select a plan option based on family size, ages and how often you expect to use day-to-day benefits. Young professionals may prioritise lower monthly costs with essential day-to-day access, while families with children often prefer stronger day-to-day limits alongside solid hospital protection.

Step-by-step selection guide

• List routine needs: estimated GP visits, dental check-ups and eyewear replacements per year.
• Review hospital protection: check admission benefits, theatre limits and definitions of in-hospital procedures.
• Compare plan options: match projected use against plan benefit limits and excess choices to find the most budget-friendly balance.

Quick comparison

Local access and practical steps

To check if a healthcare practitioner or facility near you accepts Affinity Health, use the provider search and locate nearby clinicians and hospitals: Find a Provider. If you want to strengthen routine care without changing hospital protection, review our Day-to-Day cover details here: Day-to-Day Cover.

Getting started

• Use the pricing page to see current premiums by age and plan option.
• Request a quote online to compare monthly costs for individuals or family cover.
• Review waiting periods, exclusion lists and excess options in the plan terms.

Affinity Health focuses on making private primary healthcare accessible and budget-friendly across South Africa. For many Eastern Cape households, a combined plan provides the practical balance between routine care and protection from unexpected hospital bills.

Sources

• National Department of Health South Africa
• Statistics South Africa - Health indicators
• World Health Organization - South Africa