Combined cover that suits Port Elizabeth households and professionals

A combined health plan brings day-to-day care and in-hospital protection together in one budget-friendly option. For many people in Port Elizabeth - young professionals, families with children and retirees - this approach reduces the risk of skipping routine care while protecting against large hospital bills. Affinity Health specialises in straightforward combined plans designed for affordability and dependable claims service.

What a combined plan typically includes

• Day-to-day benefits: GP consultations, basic dentistry, optometry network access and acute medicines subject to benefit limits.
• Hospital benefits: In-hospital admissions, theatre and ward fees, approved in-hospital procedures and scans.
• Support services: Remote consultations with a healthcare practitioner and Emergency Medical Response support where applicable.

If you need a plan focused on routine care only or one centred on in-hospital events, Affinity Health offers separate day-to-day and hospital options as well. Learn how each part works and compare features on the combined plan page to decide which mix fits your monthly budget and health needs.

Compare combined plans or see day-to-day benefits for details on limits and typical inclusions. Get a quote in minutes and compare options based on who will be covered and how often you expect to use services.

Why combined cover can be more budget-friendly for families

• Predictable monthly cost: One monthly premium replaces separate payments for routine visits and hospital events.
• Reduced out-of-pocket surprises: Hospital protection prevents single events from causing major financial strain.
• Practical benefit mix: Families can prioritise stronger day-to-day limits for child healthcare while keeping moderate hospital protection.

Provider access and how to use it in Port Elizabeth

Affinity Health members may access a wide network of private hospitals and healthcare practitioners. Use the provider search to find participating facilities and in-hospital providers near Port Elizabeth before you need care. This helps with planning and reduces uncertainty when an admission becomes necessary.

Find a hospital provider to confirm access in your area and check whether a practitioner is within the network for planned procedures.

How to choose the right combined plan for your household

Selecting the best combined plan comes down to family composition, routine care needs and how much risk you want to keep yourself against large bills. Follow these steps to compare options and pick a plan that fits your monthly budget.

Step-by-step selection guide

• Count expected GP and dental visits per year and factor in child immunisations or eyecare needs.
• Decide the level of hospital protection needed for accidents or surgical events.
• Request sample quotes for different benefit mixes and compare likely out-of-pocket exposure for each option.

Feature comparison - quick reference

Port Elizabeth-specific use cases

• Young professionals: Prioritise basic day-to-day benefits with mid-level hospital protection to limit large bills after accidents.
• Families with children: Stronger day-to-day limits ease regular GP visits and childcare; combined cover prevents major cost shocks.
• Retirees: Focus on higher in-hospital limits while keeping essential day-to-day access for routine checks.

Ready to compare options for your household? View combined plan details and sample benefit breakdowns, then get a quote to see personalised monthly pricing. You can also review the hospital-only options if you prefer in-hospital protection on its own.

Explore hospital plans or compare combined plan options - then click Get a quote to compare monthly premiums and join online.

Sources

• Affinity Health - Combined Plan information
• Statistics South Africa - Health indicators and demographics
• National Department of Health South Africa - Policy and guidance