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Stay ahead with our latest insights and proven strategies
Discover budget-friendly combined day-to-day and hospital cover in Johannesburg. Compare plans, get a quote and secure affordable Health Insurance with Affinity Health.
Looking for a cheap combination health plan in Johannesburg that gives both everyday care and reliable in-hospital protection? Affinity Health offers budget-friendly combined plans designed for individuals, young professionals, families with children and retirees who want dependable Health Insurance without compromising access to private care. A combined plan brings day-to-day benefits and hospital cover together in one plan option so you can manage routine appointments and protect against large hospital bills.
Practical takeaway: A combined plan reduces the risk of skipping routine care while ensuring protection from major, unexpected hospital costs.
Compare plan features and benefit mixes to match your household needs. For a quick overview of combined plan features, see our Combined Plan details. Use the provider finder to locate nearby hospitals and clinicians before you decide: Find a hospital provider.
Ready to compare plans? Get a quote and compare plan options online to see which combined plan best suits your household. You can also visit our homepage for an overview of plan groups and eligibility.
Selecting the right combined plan depends on household size, expected routine care, and how much in-hospital protection you want. Follow a simple process to compare plan options and make an informed choice that keeps monthly premiums manageable while securing essential protection.
| Feature | Day-to-day | Hospital |
|---|---|---|
| GP visits | Included up to benefit limits | Not usually included unless admission occurs |
| Surgery and theatre fees | Not covered | Covered during authorised admissions |
| Remote consultations | Available for minor issues with approved practitioners | Support available for in-hospital care coordination |
Compare plan options and get a personalised quote to see exact monthly premiums for your household composition. Learn more about outpatient benefits on our Day-to-Day plan page, and review in-hospital inclusions on the Hospital plan page. When you are ready, get a quote online, compare plans side-by-side and join now to start coverage.
Quick checklist: 1) Confirm household members and ages, 2) list routine healthcare needs, 3) compare combined plan benefit mixes, 4) request a quote and compare plans.
Compare plans, get a quote and join now to secure budget-friendly combined cover tailored to your Johannesburg household. If you need help locating nearby clinicians or private hospitals, use our provider finder listed above to confirm access before you decide.
Disclaimer: This article is intended for informational purposes only and should not be considered medical advice. Always consult a qualified healthcare professional before making any decisions about your health or treatment.
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Get answers to common questions about Combined Health Plan
Principal member premiums effective from 1 January 2026. Rates may vary by age and dependants.
| Plan | Principal premium | Main distinction | Details |
|---|---|---|---|
| Day-to-Day Plan | From R929/per month | — | View plan |
| Hospital Plan | From R1 434/per month | — | View plan |
| Vital Select | From R289/per month | Limited hospital-care plan | View plan |
| Combined Plan | From R2 098/per month | — | View plan |
| Chrome | From R589/per month | Day-to-day plus accident hospitalisation | View plan |
| Bronze | From R759/per month | Broader day-to-day benefits | View plan |
| Delta Max | From R839/per month | Adds diagnostic procedures | View plan |
| Standard Day-to-Day | From R929/per month | Broader routine healthcare cover | View plan |
| Standard Hospital | From R1 438/per month | Hospital cover | View plan |
| Standard Combined | From R2 098/per month | Combined day-to-day and hospital | View plan |
Choose the option that fits your needs
We believe that quality healthcare should be accessible to everyone. Our plans are designed to be cost-effective, providing value without compromising on essential benefits.
Affinity Health members have access to the largest healthcare provider network in the country, including GP’s, Dentists and Hospitals.
From routine check-ups to emergency medical services, our plans encompass a wide spectrum of healthcare services, including chronic medication cover and emergency medical services.
Understanding that healthcare needs vary, we offer flexible plans that can be customised to suit your specific requirements.
Qualified and motivated service agents powered by a state-of-the-art call centre.
Our dedicated team is available 24/7 to assist with pre-authorisation, telehealth consultations and emergency services.