Full medical cover built for single adults

For single adults the right health insurance delivers everyday care access plus protection against major in-hospital costs. Affinity Health offers plan options aimed at young professionals, solo parents, and working adults who need predictable monthly costs and reliable benefits without paying for cover they won't use. Choose between a hospital-only plan, day-to-day cover, or a combined option depending on how often you use routine services and the level of in-hospital protection you want.

Which plan types suit single people?

• Hospital plan: focused on in-hospital events such as admissions, theatre and ward fees, and approved medical practitioner fees during a stay.
• Day-to-day plan: covers routine out-of-hospital care like GP consultations, basic dentistry, optometry network access and acute medicines.
• Combined plan: day-to-day care plus hospital cover in one budget-friendly plan for predictable monthly budgeting.

If you are a healthy, young professional who rarely visits a clinician, a hospital plan with modest day-to-day benefits may keep premiums low while protecting you from large bills. If you expect frequent GP visits or need optical and dental benefits, a combined plan is often the most practical choice. Learn more about our combined options on the Combined Plan page.

Key trade-offs singles should weigh

• Monthly premium versus potential out-of-pocket risk for hospital stays.
• Level of day-to-day benefits needed for routine care and preventive visits.
• Waiting periods that apply to certain benefits - check the plan document carefully.

How Affinity Health supports single members

• Clear plan options across our Standard Range and Innovator products so you can pick suitable benefit levels.
• Remote consultations with approved clinicians for quick advice and minor concerns.
• Access guidance on using private facilities and approved network providers to speed up care.

Learn about day-to-day benefits and what they typically include on our Day-to-Day Cover page, and review hospital-specific inclusions on our Hospital Plan guide.

Compare options: quick plan comparison for singles

Use the table below to compare core differences so you can decide based on likely usage and budget. This helps single adults choose the most cost-effective option for their needs.

Selecting the right level - step-by-step

• Estimate your routine visits per year (GP, dental, optical).
• Consider any planned procedures or higher risk activities that might lead to hospital admission.
• Compare benefit inclusions and waiting periods on the plan documents before you join.

Ready to compare your options? Get a quote, compare plan options online, or join now through our site to start cover that matches your single-adult lifestyle and budget.

Practical South African scenarios for singles

• Young professional prioritising low monthly cost but wanting protection from major hospital bills.
• Single parent needing reliable day-to-day benefits for child-related GP visits while also being covered for hospital events.
• Contract worker with varying income who prefers predictable monthly premiums and remote consultations for minor issues.

Sources

• Affinity Health - Combined Plan
• Affinity Health - Day-to-Day Cover
• Affinity Health - Hospital Plan Guide
• National Department of Health South Africa