Meeting the Unique Health Needs of Singles in South Africa

For singles across South Africa, routine access to private healthcare is increasingly essential. Whether you're a young professional, a recent graduate, or living solo in a new city, consistent access to GPs, medication, dental check-ups, and basic optometry can help you stay healthy, productive, and secure. Day-to-day medical insurance is designed to make these essential services far more affordable, without the high cost of full hospital cover.

What is a day-to-day health plan?

This type of medical insurance provides benefits for common, out-of-hospital healthcare needs. Unlike traditional medical schemes that require ongoing savings accounts or complex submissions, day-to-day cover with Affinity Health is streamlined for simplicity and budget-friendliness.

• Visits to network general practitioners for illness or minor injuries
• Acute medication and basic prescribed drugs
• Access to basic dentistry and optometry
• Pathology and radiology as approved by a healthcare practitioner
• Telephonic medical consultations for quick queries

Who should consider a day-to-day health plan?

Day-to-day medical insurance is ideal for individuals who:

• Want private healthcare for routine illnesses, check-ups, and preventive care
• Prefer affordable, predictable monthly payments
• Are not yet focused on maternity or chronic hospitalisation cover
• Value simple access to a nationwide healthcare network

Key Benefits at a Glance

If you expect to need in-hospital cover, you can consider a combined plan option. Learn about combined medical insurance.

Choosing the Right Day-to-Day Cover for You

Selecting the best option comes down to understanding your health profile, lifestyle, and financial plans. For singles, research shows a focus on prevention and convenience in primary healthcare. Below are steps to help guide your decision:

1. Estimate your average number of GP and dental visits per year.
2. Review any chronic or recurring medical needs you may have.
3. Compare premium costs and included services at each plan level.
4. Check that your preferred provider is included in the Affinity Health network. Find a healthcare provider.

Essentials of Affinity Health’s Day-to-Day Plan for Singles

Singles aged 18-54 pay a monthly premium of R789. This provides generous annual limits and simple claim processes. There are no savings accounts or complex paperwork - just a flat monthly amount and approved service benefits.

• Swift digital submission for claims and approvals
• Access to an extensive provider network across major cities and small towns
• No exclusion for pre-existing minor conditions after standard waiting periods

For further details, including age ranges and what is (and isn’t) included, see the Affinity Health Day-to-Day Plan page.

Lifestyle Tips for Making the Most of Your Cover

• Schedule annual dental and vision checks to fully use included benefits
• Opt for network GPs for cashless visits and seamless claims
• Use telephonic consultations for minor ailments or quick queries to save time

Frequently Asked Questions

• Are visits to specialists covered? Specialist care requires referral. Routine day-to-day cover is for GPs and basic services.
• Can I add hospital cover later? Yes, you can migrate to a combined plan at any time.
• Am I restricted geographically? No, pricing does not change by region. Network coverage is national.

Sources

• Affinity Health - Day-to-Day Cover Overview
• Affinity Health - Policy Rates for Individuals
• World Health Organization - South Africa Health Profile
• Statistics South Africa - Health Utilisation Trends (2023)