Family Health Insurance Designed for Practical Protection

Affinity Health offers plan options that help families manage everyday healthcare needs while protecting against large in-hospital costs. Our combined approach brings day-to-day benefits together with in-hospital protection so parents, children and retirees in one household can access affordable, reliable Health Insurance. Compare plan options, choose based on family size and ages, and get a quote to see exact monthly premiums.

What family-focused Health Insurance covers

• Day-to-day benefits: GP consultations, basic dentistry and eye-care access through approved providers.
• Hospital protection: In-hospital admissions, theatre and ward fees, approved in-hospital procedures and scans.
• Remote consultations and nurse lines: Immediate clinical advice for minor concerns and after-hours guidance.

Why families choose a combined plan

A combined plan reduces the chance that routine care costs are deferred and ensures protection for serious events that require hospital care. This approach helps households plan monthly budgets while keeping unexpected medical costs manageable. For children, consider our Junior Cover options; for older adults, see our Senior Cover pages to compare eligibility and benefit differences.

• Predictable budgeting for routine visits and larger hospital bills.
• Access to private Healthcare Practitioners and hospital networks for faster care.
• Plan options that suit young professionals, families with children and retirees.

Explore our Combined Plan overview to see the mix of day-to-day plus in-hospital benefits and view detailed plan options for different family sizes. Compare Combined Plan options and then review Day-to-Day benefits for specifics on GP visits, basic dentistry and optical access.

Quick comparison: Who gets the most value

Choosing the right family plan - a simple guide

Selecting the right option depends on ages, expected routine needs and how much protection you want for in-hospital events. Follow these steps to narrow choices and compare final monthly pricing.

Step-by-step selection

• Count routine needs: estimate GP visits, dental check-ups and eyewear costs per year for all family members.
• Estimate risk exposure: consider household activities, planned procedures and any chronic medicine needs.
• Compare plan options: review day-to-day benefit limits alongside hospital protection to reduce out-of-pocket risk.
• Request a personalised quote and compare plan options side-by-side before deciding.

Provider network and service access

Affinity Health supports access to a wide network of private hospitals and Healthcare Practitioners across South Africa. Use our provider lookup tools to confirm convenience for your family before joining. Find a Hospital Provider and check primary-care providers in your area. If you want to review non-hospital Healthcare Practitioners, visit our provider page for additional listings. Find a Provider

Affordability and plan options

Affinity Health aims to keep Health Insurance accessible. Our plan options let you balance day-to-day benefits with hospital limits so you can control monthly premiums while keeping meaningful protection. For group purchasing by employers, see our Group Cover plans which provide combination options for working-age adults.

Next steps for South African families

• Compare Combined Plan details and decide priority benefits.
• Get a quote online to view exact pricing for your household.
• Join now with straightforward online application and start date details.

Ready to compare plans? View our Combined Plan options and request a personalised quote to see how each plan maps to your family budget and care needs. Compare Combined Plans and get a quote

Sources

• Affinity Health - Combined Plan details
• Affinity Health - Junior Cover
• National Department of Health South Africa - Health information
• Statistics South Africa - Health indicators