Group Health Insurance Designed for Employers and Their Teams

Employers seeking the best-comprehensive-medical-insurance-for-employees want reliable protection, predictable costs and simple administration. Affinity Health’s Group Cover range offers plan options built for working-age adults, with combined day-to-day and in-hospital protection across multiple combination plans. These group plans are structured to make private healthcare accessible and budget-friendly for staff while reducing the administrative burden for HR teams.

Core benefits employers value

• In-hospital protection for admissions, theatre and ward fees and approved clinician fees.
• Day-to-day access to GPs, basic dentistry and optometry where included in combination plans.
• Remote consultations and virtual care options to support minor conditions without in-person visits.
• Emergency Medical Response coordination for urgent, work-related events.

Why choose Group Cover from Affinity Health?

Affinity Health specialises in affordable long-term health insurance and has developed Group Cover specifically for organisations. Employers get access to eight combination plans that bundle day-to-day benefits with hospital protection, making budgeting simpler and improving employee retention through meaningful health support. Learn more about how Group Cover works on our Group Cover page.

Plan administration and enrolment

• Dedicated on-boarding support for scheme set-up and member enrolment.
• Clear member guides and online tools for checking approved clinicians and hospital providers.
• Streamlined claims process to reduce paperwork and speed up reimbursements.

For employers evaluating options, compare Affinity Health’s group offering with other solutions and request a group quote to see how the combination plans fit your headcount and benefits goals. Start with a quick overview on our homepage or explore specific combined plan details on the Combined Plan page.

Selecting the right group plan for your employees

Choosing the best option depends on workforce demographics, typical healthcare usage and employer budget. Use the steps below to match benefits to needs and maintain financial clarity for your organisation.

Step-by-step selection guide for HR

• Assess demographics: Count how many employees are working-age adults and consider any dependants covered by employers’ choices.
• Prioritise benefits: Decide whether stronger day-to-day access or higher in-hospital limits matter more for your team.
• Estimate utilisation: Review historical absence and clinic usage to forecast expected claims and choose the right combination plan.
• Plan communication: Prepare member materials explaining approved clinician access, hospital choices and how to use remote consultations.

Provider network and access

Affinity Health maintains an extensive network of hospital providers and clinicians to give members access to private care across South Africa. Employers can provide staff with provider lookup tools so employees know where to go for in-hospital treatment or routine consultations - find hospital providers via Find a Hospital Provider and clinicians via Find a Provider.

Cost control and reporting

• Predictable monthly premiums with consolidated employer billing help manage cash flow.
• Regular utilisation and claims reports provide visibility into spend and areas for wellness investment.
• Plan options allow employers to select benefit mixes that support employee wellbeing while containing costs.

Ready to compare plans? Get a quote for your organisation, compare the eight combination plans available for groups, and join hundreds of South African employers who prioritise accessible private care for their teams. Get a quote now and review plan options that best fit your workforce needs.

Sources

• National Department of Health - Government of South Africa
• Statistics South Africa - Health indicators and workforce data
• World Health Organization - South Africa country profile