Complete health insurance designed for singles

Singles have specific priorities: predictable monthly costs, strong day-to-day access for routine care, and solid in-hospital protection for unexpected events. If you’re searching for the best complete health insurance for singles, Affinity Health offers budget-friendly combined plans that bring day-to-day care together with hospital benefits to meet those needs without unnecessary extras.

Why a combined plan often suits single adults

• Predictable budgeting: One monthly premium covers routine consultations and in-hospital events, simplifying monthly finances.
• Balanced protection: Day-to-day services for GP visits and acute medicines, plus hospital cover for surgery or admissions.
• Faster access to private care: Use our provider network for timely appointments and approved clinical practitioners when needed.

Affinity Health plan options for singles

Affinity Health’s Standard Range and Innovator plans include combined options that are well suited to single adults aged 18-54. These plans let you prioritise either stronger day-to-day benefits or higher in-hospital limits depending on your personal circumstances. Review plan details on the combined plan page to compare inclusions.

Core benefits to compare

• Day-to-day: GP consultations, basic dentistry and optometry network access, and acute medicine cover via approved providers.
• Hospital: In-hospital admissions, theatre and ward fees, approved clinical practitioner fees and in-hospital procedures.
• Support services: Remote consultations and Emergency Medical Response where applicable to help with urgent hospital access.

Learn how day-to-day benefits work alongside hospital cover on our day-to-day and hospital plan pages.

How single adults typically choose the best complete health insurance for singles

• Assess routine use: Estimate how often you visit a GP, need dental check-ups or replace eyewear each year.
• Consider risk exposure: If you live alone, timely Emergency Medical Response and higher hospital limits may be a priority.
• Budget alignment: Choose plan options that keep monthly premiums manageable while protecting against large bills.

Ready to compare? Get a personalised quote or review combined plan inclusions to see which option matches your lifestyle and work schedule.

Comparing plans: practical checklist for singles

Use this checklist to compare combined plans quickly. Focus on what you use most and what would create financial strain if an event occurred.

Selection checklist

• Day-to-day visit limits and which services are included in each level.
• Hospital admission limits and what in-hospital procedures are authorised.
• Waiting periods for selected benefits and any pre-existing condition rules.
• Access to remote consultations with a Healthcare Practitioner for urgent advice.
• Provider network reach - check local access using our find a provider tool.

Realistic steps to decide

1. List likely routine visits and any planned procedures for the next 12 months.
2. Compare combinations of day-to-day and hospital benefits to see which reduces potential out-of-pocket exposure.
3. Request quotes for two or three plan options and compare overall monthly cost and benefit limits.

Why Affinity Health for single adults

Affinity Health specialises in making private health cover accessible and budget-friendly. Our combined plans are built to help single adults balance routine care and hospital protection while keeping monthly premiums predictable. Use our online resources to compare plan inclusions and start an application quickly.

Get an immediate comparative view of combined benefits and start the sign-up process on the home page. For a focused look at combined options, visit the combined plan details and request a quote to compare levels side by side.

Next steps - quick guide

• Compare combined plan inclusions and remote consultation options.
• Use our provider search to confirm access to local clinics and hospitals.
• Request a quote and join when you’re comfortable with the monthly premium and benefit structure.

Sources

• Affinity Health - Combined Plan details
• Department of Health South Africa - Official information
• Statistics South Africa - Health and population indicators