Why choose a combined plan in Kimberley?

A combined plan bundles day-to-day benefits (GP visits, basic dentistry, optometry network access and acute medicines) with hospital protection (in-hospital admissions, theatre and ward fees, approved practitioner fees and in-hospital procedures). This approach helps Kimberley residents manage routine health needs while protecting against large hospital bills. Affinity Health focuses on accessible, affordable Health Insurance designed for South African individuals, families with children, young professionals and retirees.

Key advantages for local households

• One monthly premium that covers both routine and in-hospital events for predictable household budgeting.
• Access to private providers and faster care for acute conditions and scheduled procedures.
• Practical benefit structure suited to common family needs - child GP visits, basic dental checks and in-hospital emergency care.

What a combined plan typically includes

• Day-to-day: consultations with GPs and approved practitioners, basic dentistry up to benefit limits, and network optometry access.
• Hospital: approved practitioner fees, theatre and ward charges, hospital-based scans and procedures when admitted.
• Support: telephone-based advice and remote consultations plus Emergency Medical Response where applicable.

If you want details on how combined plans are structured and the specific benefit lists, view Affinity Health's dedicated combined plan information for full benefit descriptions and plan options: Affinity Health - Combined Plan. For households focused more on routine care, compare day-to-day options here: Affinity Health - Day-to-Day Cover.

Quick comparison: day-to-day, hospital and combined

Affinity Health's combined options let you keep routine appointments without risking large out-of-pocket hospital fees. Compare what matters most for your household - number of GP visits per year, likely dental or optical needs, and desired in-hospital protection limits - then use a short quote process to see exact premium figures for your family composition.

Selecting the right combined plan for Kimberley households

Choosing the best combined cover depends on your family size, expected routine care and tolerance for out-of-pocket costs at hospital events. Follow this practical guide to compare options efficiently and make a confident decision.

Step-by-step selection guide

• List anticipated routine needs: expected GP visits, dental check-ups and eyewear replacements per year.
• Estimate hospital exposure: consider any planned procedures or higher-risk activities that could lead to admissions.
• Compare plan benefit lists side-by-side and confirm waiting periods or exclusions in the policy wording.
• Request a quote and compare yearly premium totals against likely out-of-pocket savings.

Local practicalities for Kimberley residents

Kimberley households should consider provider access and travel time to private hospitals and clinics. Use Affinity Health's provider finder to confirm available non-hospital practitioners in your area before selecting a plan: Find a Provider. For hospital locations and in-hospital provider lists, check the hospital provider directory: Find a Hospital Provider.

Comparison tips and what to watch for

• Benefit limits and visit caps for day-to-day services - ensure they meet typical family use.
• Waiting periods for maternity or specific procedures - factor these into short-term planning.
• Exclusions and in-hospital definitions - confirm which procedures are considered in-hospital events.

Affinity Health offers combined plan options designed to be budget-friendly while providing clear, easy-to-understand benefit lists. Ready to see exact premiums and compare plans for your household? Get a quote and compare plans quickly with Affinity Health's online process - ideal for busy individuals and families in Kimberley.

Get started

• Compare combined plan benefits and confirm provider access locally.
• Request a personalised quote to see exact monthly premiums for your household makeup.
• Join now when you're ready - simple application and clear documentation make the process straightforward.

For an overview of hospital-only planning and to compare in-hospital limits, view the hospital plan information here: Affinity Health - Hospital Plan. If you have children or retirees in the household, check the Junior or Senior plan pages for age-specific options and guidance.

Sources

• Affinity Health - Combined Plan details
• National Department of Health - South Africa
• Statistics South Africa - Health indicators