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A combined health plan blends day-to-day benefits (GP visits, basic dentistry and acute medicine) with in-hospital protection for surgery, theatre and ward fees. For individuals, families with children and retirees in Johannesburg, this package helps manage routine care while protecting against large hospital bills. Affinity Health focuses on budget-friendly Health Insurance designed to keep private primary healthcare within reach.
| Feature | Day-to-day | Hospital |
|---|---|---|
| GP consultations | Included up to set limits | Normally not included |
| Basic dentistry | Routine dental cover within benefit limits | Only if treated as in-hospital dental emergency |
| In-hospital surgery | Not covered | Covered: theatre, ward and approved clinician fees |
Practical note: Plan options and benefit combinations differ across ranges (Standard Range, Innovator, Junior and Senior). See combined plan descriptions and current pricing for Johannesburg residents to match benefits to budget and needs.
Learn more about plan structures and what each combined option covers on the Affinity Health combined plan page: Combined Plan details. For a quick overview of Affinity Health's approach to affordable cover, visit the Affinity Health homepage.
Ready to compare plan options and get a personalised price? Get a quote online to see plan recommendations for your household composition and ages.
Selecting the best combined health plan depends on family size, age groups and likely service use. Follow a simple process: list routine needs, estimate probable hospital risk, and compare plan options and pricing. Use the pricing page to view current plan premiums and select the range that matches your budget.
Affinity Health offers a broad provider network for in-hospital care and access to primary healthcare practitioners across Gauteng. Use the provider lookup to confirm hospital and practitioner availability near you before you join. Find hospital providers here: Find a hospital provider. For non-hospital practitioners, see: Find a provider.
Compare plan options across the Standard Range and Innovator range to identify the best mix of day-to-day allowances and hospital limits for Johannesburg living. Use Affinity Health's pricing page to review current premiums and then get a quote or join online: request a quote, compare plans and join now to start cover.
Tip: For families, prioritise stronger day-to-day benefits for children and mid-level hospital protection for adults; older members often need higher hospital limits available in the Senior range.
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Discover Affinity Health's combined day-to-day and hospital plan options for Johannesburg residents. Compare coverage, provider access and budget-friendly choices.
Day-to-day care plus in-hospital cover in one budget-friendly package.
Match day-to-day limits and hospital protection to family size and age.
Check hospital and practitioner availability across Johannesburg before joining.
Disclaimer: This article is intended for informational purposes only and should not be considered medical advice. Always consult a qualified healthcare professional before making any decisions about your health or treatment.
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Brandon Singh was incredibly helpful and professional. They handled my query efficiently and made sure I understood the next steps clearly. I really appreciated their patience and friendly attitude. Great service overall!
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I got what I needed within minutes and saved money.
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Thutuka provided exceptional service to me today. I wish him well and thank him for his kindness. A definite asset to Affinity Health.
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We believe that quality healthcare should be accessible to everyone. Our plans are designed to be cost-effective, providing value without compromising on essential benefits.
Affinity Health members have access to the largest healthcare provider network in the country, including GP’s, Dentists and Hospitals.
From routine check-ups to emergency medical services, our plans encompass a wide spectrum of healthcare services, including chronic medication cover and emergency medical services.
Understanding that healthcare needs vary, we offer flexible plans that can be customised to suit your specific requirements.
Qualified and motivated service agents powered by a state-of-the-art call centre.
Our dedicated team is available 24/7 to assist with pre-authorisation, telehealth consultations and emergency services.
Get answers to common questions about Combined Health Plan
Choose the option that fits your needs