Why single adults choose a combined health plan

For many single professionals and young adults, a combined health plan delivers two essential protections in one budget-friendly package: routine out-of-hospital care for GP visits, basic dentistry and acute medicines, plus in-hospital protection for surgery, admissions and theatre fees. A combined approach keeps routine appointments affordable while shielding you from large hospital bills that can derail savings or delay care.

Core benefits singles should prioritise

• Day-to-day benefits: GP consultations, basic dentistry and optometry network access for routine care and minor acute needs.
• Hospital benefits: In-hospital admissions, theatre and ward fees, approved healthcare practitioner fees and in-hospital diagnostics.
• Support services: Remote consultations and telephonic clinical advice for quick triage and ongoing care coordination.

How Affinity Health matches single adults

Affinity Health offers combined plans that suit single adults across life stages - from young professionals who need strong day-to-day cover for frequent appointments to older singles who prioritise higher hospital limits. Review the Combined plan options to see which balance of routine and in-hospital benefits fits your monthly budget and expected use. Learn more on the Combined Plan page.

Plan groups relevant for singles

• Standard Range combined plan - a straightforward option with one day-to-day, one hospital and one combined plan to choose from.
• Innovator combined plans - multiple combination plans that give more choice in how day-to-day benefits and hospital cover are packaged.

Simple comparison - what changes between plan options

If you want to see how different plan options compare for single adults, use the Innovator range comparison grid and the Combined Plan page to evaluate benefits and choose what matters most to you. View Innovator details here and the day-to-day specifics here.

How to pick the best combined health plan for your single lifestyle

Choosing the right combined plan is a practical exercise: match expected routine use, risk tolerance for hospital events and monthly budget. Follow the steps below to compare plans and pick one that keeps essential care accessible while protecting you from major medical costs.

Step-by-step selection guide

• Inventory routine needs: Count expected GP visits, dental check-ups and any planned procedures for the year.
• Decide hospital priority: If you expect surgical procedures or have higher occupational risk, favour higher in-hospital limits.
• Compare benefit balance: Use the Combined Plan and Innovator plan comparisons to see where day-to-day allowances and hospital limits shift.
• Check waiting periods and definitions: Review plan documents for waiting periods and in-hospital definitions so there are no surprises when you claim.

Using the provider network and virtual care options

Affinity Health provides access to a nationwide provider network for in-hospital care and a list of participating out-of-hospital providers. Locate participating providers near you using the find-a-provider tool to plan where you will go for GP appointments and in-hospital care: Find a Provider, and for hospitals use the hospital provider search Find a Hospital Provider.

Enrollment and next steps

• Get an online quote for your age and choose the combined plan option that matches your budget.
• Complete the online application - single adults typically provide basic personal and health information.
• Start using day-to-day benefits after the relevant waiting periods; hospital cover follows plan terms and waiting periods.

Ready to compare options? Get a personalised quote and compare combined plan choices on the Combined Plan page and see Innovator comparisons here.

Common questions singles ask

• Can I prioritise more day-to-day benefits over hospital limits? Yes - some combination plans shift benefit weight to routine care.
• Is provider choice limited? You can use participating providers listed in the network searches linked above.
• How quickly does cover start? Waiting periods apply to certain benefits; check plan terms when applying.

Sources

• Affinity Health - Combined Plan details
• Affinity Health - Day-to-Day cover overview
• Affinity Health - Innovator range
• National Department of Health South Africa - Health programmes and guidance