Why choose the best combined health plan in Durban?

A combined health plan brings day-to-day benefits together with in-hospital protection so you can manage routine GP visits, basic dentistry and optical needs while safeguarding against large hospital bills. For Durban residents - whether single professionals, growing families or retirees - the right combined plan provides predictable monthly budgeting and access to private Healthcare Practitioners across the city.

What a combined plan covers

• Day-to-day benefits: consultations with GPs, selected basic dentistry and optical care, and acute medicines where applicable.
• Hospital benefits: in-hospital admissions, theatre and ward fees, approved in-hospital procedures and related costs.
• Support services: remote consultations with Healthcare Practitioners for urgent advice and coordination for Emergency Medical Response when required.

How Affinity Health structures combined plans

Affinity Health offers combined-plan options across age ranges that cater to Standard Range adults, younger families and retirees through the Junior and Senior offerings. Learn about the core combined plan design and benefit balance on our Combined Plan page. If you mainly need routine care, review our Day-to-Day overview to compare limits and visit allowances.

Who in Durban benefits most

• Young professionals who want GP access and protection against surgical events.
• Families with children needing regular GP visits, immunisations and occasional dental care.
• Retirees looking for strong in-hospital limits combined with selected day-to-day support.

Compare combined plan features - what to look for

When comparing combined plans in Durban, assess the balance between day-to-day limits (GP visits, dentistry, optical) and hospital limits (admission, theatre, approved in-hospital procedures). Also consider waiting periods, excess options and the provider network available in your area.

Feature comparison at a glance

Steps to choose the right combined plan for your Durban household

1. Assess routine use: estimate annual GP visits, dental check-ups and optical needs.
2. Gauge hospital risk: consider planned procedures, family history and occupational risks.
3. Compare providers: confirm local Healthcare Practitioner access and whether your preferred hospital appears on available provider lists - start with our Hospital Plan overview and check local providers with our Find a Provider tool.
4. Request a quote: get personalised pricing and confirm waiting periods and excess options.

Joining and next steps in Durban

Compare plans, request a quote online and select the plan option that matches your household needs and monthly budget. Use the Combined Plan page to review benefit layouts and get a quote, then decide whether to include stronger day-to-day limits or higher hospital cover based on your priorities. Affinity Health offers plan options across age brackets to suit children, working-age adults and retirees.

Get started now: compare plan details, request a quote and secure cover that fits your Durban lifestyle.

Sources

• Affinity Health - Combined Plan details
• National Department of Health - South Africa
• Statistics South Africa - Health indicators