Combined Health Insurance Designed for Pretoria Individuals and Families

A combination plan brings together day-to-day benefits for routine healthcare and hospital cover for in-patient events. For Pretoria professionals, families with children and retirees, the right combined plan balances predictable monthly costs with protection from significant hospital bills. Affinity Health focuses on affordable, reliable Health Insurance and plan options that help South Africans access private primary care and hospital services.

What a combined plan typically includes

• Day-to-day benefits: GP consultations, basic dentistry and optometry where applicable, and acute medicines.
• Hospital cover: Admissions, theatre and ward fees, approved in-hospital procedures and diagnostics.
• Support services: Remote consultations with a Healthcare Practitioner and Emergency Medical Response coordination where included.

Affinity Health’s combined plan options let you prioritise the mix of day-to-day and hospital benefits based on family size and budget. If you want details on day-to-day inclusions, see our day-to-day overview here: Day-to-Day Cover. For specifics on in-hospital protections, review our hospital plan guide: Hospital Plan.

Why choose a combined plan in Pretoria?

• Predictable household budgeting: One premium covers routine care and in-hospital events.
• Faster access to private care: Use Providence network hospitals and Healthcare Practitioners to reduce waiting times.
• Suitable for diverse needs: Young professionals benefit from remote consultations and GP access; families gain routine child healthcare; retirees get hospital protection for higher-risk events.

Quick comparison - combined plan advantages

To compare Affinity Health’s combined plan options and see which plan option aligns with your household, start by reviewing the combined plan overview: Combined plan. If you need a provider in Pretoria, use our provider finder to check available hospitals and Healthcare Practitioners: Find a Hospital Provider.

How to pick the best combination plan for your Pretoria household

Choosing the right combined plan depends on ages in your household, routine visit frequency and risk tolerance for hospital events. Follow a clear decision path to match monthly premiums to expected use and potential out-of-pocket exposure.

Step-by-step selection guide

• Estimate routine needs: Count likely GP visits, dental check-ups and eyewear replacements per year.
• Assess hospital risk: Consider any planned procedures, chronic conditions or activity-related injury risk.
• Set a budget-friendly monthly premium target and compare plan options within that range.
• Check waiting periods and in-hospital definitions in plan documents before deciding.

Practical Pretoria scenarios (no personal data used)

• Young professional living in Pretoria East: Prioritise day-to-day benefits and remote consultations for weekday minor illnesses.
• Family with school-age children: Strong day-to-day limits for GP visits and basic dentistry plus mid-level hospital protection.
• Retired couple: Higher hospital cover with day-to-day for routine check-ups and chronic medication management.

Provider network and access

Affinity Health members can access a broad network of private hospitals and Healthcare Practitioners. Use the hospital provider finder to confirm in-network facilities near your suburb. For non-hospital services and primary-care providers, view the general provider search tool to locate convenient Healthcare Practitioners.

• Find hospitals: Find a Hospital Provider
• Find primary-care providers: Find a Provider

Compare plans and next steps

Compare combined plan options side-by-side, reviewing day-to-day limits, in-hospital benefit levels and any co-payment or excess options to find a balance that suits your monthly budget. Get an instant quote online to see plan-specific pricing and proceed to join once you have selected the most suitable option.

Ready to compare? Get a quote or join now to lock in cover designed for Pretoria households and professionals.

Sources

• Affinity Health - Combined plan
• Affinity Health - Day-to-Day Cover
• National Department of Health South Africa - Official information
• Statistics South Africa - Health indicators