Combined Health Insurance built for North West residents

If you live or work in the North West province and are searching for the best-combination-health-plan-north-west, you want reliable protection for everyday healthcare plus in-hospital events without unaffordable premiums. Affinity Health offers combined plans that pair day-to-day care with hospital cover across plan options for individuals, families with children, young professionals and retirees. Our combined plans help manage routine GP visits and unexpected hospital bills under one budget-friendly solution.

What a combined plan gives you

• Day-to-day benefits for GP consultations, basic dentistry and selected outpatient services.
• Hospital benefits covering ward and theatre fees, approved in-hospital procedures and clinician fees during admissions.
• Support services including telehealth consultations and Emergency Medical Response coordination when needed.

Affinity Health’s Combined Plan page explains the structure and typical inclusions of a combined option - it’s a good starting point to compare limits and exclusions before you get a personalised quote: Affinity Health - Combined Plan.

Which Affinity plan groups offer combination plans?

• Affinity Junior (0-17 years): includes one Combined plan suitable for children and adolescents. Learn more: Junior Cover.
• Standard Range (18-54 years) and Affinity Senior (55+ years): each range includes a Combined plan tailored to those age groups.
• Innovator Range (18-54 years): offers six combination plans for differing benefit mixes - explore plan options: Innovator Range.
• Group Cover: combination plans available only through employer or group arrangements.

Key benefits for North West households

• Accessible GP care and basic dental for children and adults, reducing the chance of delayed treatment.
• In-hospital protection for surgical events and unplanned admissions, lowering the risk of large out-of-pocket bills.
• Access to our provider resources to find nearby hospitals and clinicians in the North West region: Find a Hospital Provider.

How to choose the best combined plan in the North West

Selecting the best-combination-health-plan-north-west depends on household composition, age ranges and how often you use primary care. Use this step-by-step approach to compare Affinity’s combined plan options and identify which plan group fits your needs.

Step-by-step selection guide

• List routine needs: estimate the number of GP visits, dental check-ups and eyewear replacements per year for each family member.
• Consider age-based requirements: children (Affinity Junior) often need stronger day-to-day benefits; older adults (Affinity Senior) may prioritise higher hospital benefits.
• Compare plan limits: review combined plan inclusions, waiting periods and in-hospital definitions on the Combined Plan page before choosing.
• Check provider access: confirm nearby hospitals and approved clinicians via the provider search to ensure local access in the North West.

Practical North West scenarios

• Young professionals: a mid-level combined option balances affordable monthly premiums with reliable hospital limits for unexpected procedures.
• Families with children: stronger day-to-day benefits reduce out-of-pocket GP costs while combined hospital cover protects against major events.
• Retirees: combined plans in the Senior range focus on higher in-hospital protection while keeping essential day-to-day access.

Compare plan details and get a personalised price to see which option suits your budget. Start by reviewing day-to-day inclusions here: Affinity Health - Day-to-Day Cover and the hospital benefits overview here: Affinity Health - Hospital Plan.

Next steps - compare and join

• Compare combined plan options across the Standard Range, Innovator and Senior groups.
• Request a quote and compare plan options to match your monthly budget and preferred excess level.
• When you’re ready, join and start cover with options for online enrolment and easy claims support.

Get a quote to see which combined plan meets your needs and compare options side-by-side to confirm access to nearby hospitals and clinicians in the North West. Visit the Affinity Health homepage to explore plan groups and get started: Affinity Health - Homepage.

Sources

• Affinity Health - Combined Plan
• Affinity Health - Innovator Range
• National Department of Health - South Africa
• Statistics South Africa - Health indicators