Why a combination plan makes sense for singles

Single adults often prioritise straightforward Health Insurance that protects against major in-hospital costs while still covering routine care like GP visits and basic dentistry. A combination plan brings day-to-day benefits together with hospital protection in one budget-friendly package that helps manage both predictable and unexpected healthcare costs.

Core advantages of a combined plan for singles

• Balanced protection: Routine consultations and acute medicines plus in-hospital admissions and theatre fees in a single plan.
• Predictable budgeting: One monthly premium simplifies household finance for young professionals and independent adults.
• Access to private providers: Use Affinity Health’s provider options for timely care and faster admissions when needed.

Affinity Health’s combined plan options are designed specifically for individuals aged 18-54 who want both everyday cover and in-hospital protection. Learn about the plan structure and benefits on the combined plan page to compare inclusions and scope.

Typical benefit breakdown - what singles should expect

• Day-to-day benefits: GP consultations, basic dental check-ups, optometry network access and acute medicine reimbursements up to set limits.
• Hospital benefits: In-hospital admissions, theatre and ward fees, approved practitioner fees and hospital-based procedures.
• Support services: Remote consultations with a healthcare practitioner and emergency medical response coordination when required.

Quick comparison: combined plan vs separate covers

If you want to focus mainly on routine care as a young professional, review the day-to-day benefit detail on the day-to-day cover page so you can compare visit limits and claim rules before choosing a combined option.

Get a quote or compare plan options to find the best combination health plan for singles - quick online tools show which plan options match your budget and typical healthcare needs.

How to choose the best combination health plan for singles

Choosing the right plan means matching benefits to your lifestyle, health risks and monthly budget. Consider expected GP visits, any planned procedures, and how much you want to limit out-of-pocket expenses for hospital admissions.

Step-by-step selection guide

• Estimate routine needs: Count expected GP visits, dental check-ups and optics claims over 12 months.
• Assess in-hospital exposure: Consider likelihood of surgeries or admissions related to work, sport or chronic conditions.
• Compare plan options: Look at combined plan benefit limits, waiting periods and in-hospital definitions.
• Check provider access: Use the provider finder to confirm practitioner availability near you.

Search for local providers with the Affinity Health tool to confirm network availability: find a hospital provider and use the non-hospital finder for GPs and allied services.

South African scenarios and budget guidance

• Young professional with few GP visits: Lower day-to-day limits and solid hospital cover may reduce monthly spend while protecting against large bills.
• Active single with higher minor-care needs: Mid-level day-to-day benefits reduce out-of-pocket costs for recurring GP and dental visits.

Next steps - compare and apply

Compare the combined plan options available to individuals and request a quote online. For a detailed view of in-hospital cover terms and inclusions, review the hospital plan overview here: hospital plan information. When you’re ready, request a personalised quote to see which plan options align with your budget and health needs.

Sources

• Affinity Health - Combined Plan overview
• Affinity Health - Day-to-Day Cover details
• Affinity Health - Hospital Plan guide
• National Department of Health - South Africa
• Statistics South Africa - Health indicators