Why Routine Dental Care Matters for Your Health

Basic dental benefits help secure your family’s oral health, supporting routine check-ups and oral care with minimal out-of-pocket costs. In East London, where access to private dental care can be costly, adding this benefit to your medical insurance enables regular, preventative treatment and supports long-term wellbeing.

What typically counts as basic dental benefits?

• Routine oral examinations and assessments
• Scaling and polishing (professional teeth cleaning)
• Simple fillings for dental decay
• Non-surgical extractions
• Fissure sealants for children (where included)

How basic dental benefits typically work

Your chosen plan will usually set a maximum claimable amount for dental care per year. Certain treatments may be limited—check your plan’s schedule of benefits.

Services like specialised or complex treatments generally fall outside of basic cover. Always check your policy wording to confirm inclusions.

Primary options available for East London residents

• Day-to-day health plans: Affordable monthly premiums with annual dental limits
• Combined cover: Integrates dental benefits with in-hospital and out-of-hospital protection
• Network providers: Access dental professionals across East London using Affinity Health’s provider directory

Budget-Friendly Choices for Families, Professionals, and Retirees

Dental costs can add up quickly, especially for large families or those with children. Choosing a plan with essential dental benefits guarantees financial predictability, helping South Africans avoid delaying care due to expense. Affinity Health’s plans, such as the Day-to-Day Cover, start from only R689 per month for adults, and R339 per month for children on the Junior plan, both of which include basic dental benefits. For seniors, appropriate dental coverage is available via the Senior Cover at R959 per month.

How to maximise your dental benefit

• Schedule annual check-ups: Use your plan’s benefit before the year ends
• Maintain good oral hygiene: Daily brushing/flossing can minimise further treatments
• Know your limits: Review your policy each year—find benefit caps and exclusions for dental benefits

Who benefits from basic dental health cover?

• Young professionals: Get cost-effective annual cleanings and fillings to support long-term oral health
• Families with children: Ensure regular check-ups without financial stress
• Retirees: Maintain oral health affordably and avoid complications as you age

Summary: Choosing the right plan for your needs

Opt for a day-to-day or combined health plan matching your age group and family status, keeping monthly costs predictable. Use provider directories to locate dental professionals near you in East London, and always make use of your annual benefits for the best preventative value.

Sources

• Affinity Health: Premiums and Benefits
• Affinity Health: Day-to-Day Cover
• Affinity Health: Junior Cover
• Affinity Health: Senior Cover
• World Health Organization: Oral Health Facts