Why Maternity Scans Matter for Employee Health

Routine maternity scans play a vital role in ensuring healthy pregnancies and peace of mind for working South African parents-to-be. Early detection of complications, monitoring foetal growth, and guidance on ongoing care all rely on regular ultrasounds and obstetric assessments. Yet, many employees struggle to afford private scans or find suitable private providers near the workplace, creating added stress during a critical time.

What Employee Health Insurance Can Cover During Pregnancy

• Antenatal (pregnancy) ultrasound scans administered throughout the pregnancy
• Consultations and in-hospital monitoring related to pregnancy and birth events
• Emergency Medical Response if pregnancy complications arise at home or at work
• Access to a network of healthcare professionals for practical, accessible advice

South African employers eager to support expectant employees often turn to specialised group cover medical insurance options. These plans are structured so that employees gain essential maternity benefits-including scans-as a component of their broader workplace wellness programme.

How Group Health Cover Makes Maternity Scans Affordable

Group health insurance unlocks discounted premiums versus individual plans and brings together core benefits for common employee health needs. This pooling advantage extends notably to maternity care, incorporating:

• Fixed, predictable monthly costs for the employer, making budgeting easier.
• Pre-negotiated network rates for ultrasounds and obstetric consultations.
• No large upfront payments before scans for employees; cover is accessed as needed.
• Reduced waiting times by using a coordinated network of private providers, easily located through the Affinity Health provider tool.

Employee Wellness-More Than Maternity

While maternity scans are a main benefit, integrated group cover for companies can also support employees with other family and wellness needs, such as day-to-day doctor visits or hospital care. Learn about additional cover for outpatient care through the Day-to-Day Plan.

Comparing Group Cover for Maternity Scans

Steps for Employers and HR Professionals

1. Assess the maternity and general health needs of your workforce.
2. Request a formal quotation for group employee cover, specifying maternity scan benefits.
3. Communicate the new benefits to employees and facilitate the onboarding process.
4. Encourage ongoing use and address queries through a dedicated HR point of contact.

Premium Estimates for Group Maternity Benefits

For context, group cover plans with maternity and hospital benefits can range from around R 1,180 to higher depending on selected options and the number of employees insured. These premium examples are drawn from current Affinity Health policy rates.

Why Choose Affinity Health for Employee Maternity Cover?

• Reputable provider with over a decade supporting South African employers.
• All-in-one group plans, designed for affordability and essential maternity protection.
• Access for all life stages, supporting family growth, and reduced out-of-pocket expenses.
• Efficient provider directory tools and responsive customer assistance.

Explore how your business can benefit from tailored group health insurance solutions to enhance employee retention, wellbeing, and peace-of-mind for working parents across South Africa.

Sources

• Affinity Health - Group Cover Benefits
• Affinity Health - Pricing Guide
• South African Government - Antenatal Care
• Statistics South Africa - Birth Trends
• Affinity Health - Provider Search