Full medical cover designed for Sandton - everyday care and in-hospital protection

Finding affordable full medical cover in Sandton means choosing a plan that combines routine day-to-day benefits with in-hospital protection so you and your family can access private care without unexpected financial strain. Affinity Health offers combined plan options that are suitable for young professionals, families with children and retirees who want reliable Health Insurance and practical benefits tailored to common South African needs.

What a combined plan covers

• Day-to-day benefits: GP consultations, basic dentistry and optometry network access, plus acute medicines where included.
• Hospital protection: In-hospital admissions, theatre and ward fees, approved Healthcare Practitioner fees and in-hospital procedures.
• Support services: Virtual consultations and Emergency Medical Response services where applicable.

Why Sandton residents choose combined cover

• Predictable monthly budgeting that covers both routine care and major events.
• Access to private Healthcare Practitioners and hospitals in the greater Sandton area.
• Practical plan options to match household size, age ranges and budget constraints.

Plan choices and who they suit

• Standard combined plans - suited to working-age adults and families who want core day-to-day cover plus essential in-hospital protection. Learn about Standard plan options here.
• Junior and Senior combined choices - single combined plans are available for children and older adults; review Junior and Senior information for age-specific guidance: Junior cover and Senior cover.

How pricing and plan options work

Affinity Health provides plan options that let you prioritise core benefits while keeping premiums aligned to household budgets. Pricing is set per person and does not vary by location; check current pricing and available plan premiums for accurate figures and examples on the current pricing page. To compare plan features and costs for Sandton households, compare day-to-day benefits alongside hospital limits.

Provider access in Sandton

Use the provider search to confirm participating private hospitals and Healthcare Practitioners in Sandton before choosing a plan. This helps you identify nearby facilities and clinicians aligned with your chosen plan options.

Ready to explore options? Get a quote online and compare plan benefits to pick the balance of everyday care and in-hospital protection that suits your needs.

Comparing combined plans: benefit breakdown and decision guide

When comparing combined plans for Sandton households, focus on three areas: day-to-day limits and visit caps, in-hospital annual limits and excess choices, and available virtual consultation services for minor concerns. Evaluating these elements will show how each plan manages out-of-pocket exposure for routine care and major medical events.

Quick comparison table

Step-by-step: choose the right combined plan

1. List your household composition and typical yearly GP or dentist visits.
2. Decide on the acceptable level of out-of-pocket cost for a major hospital event.
3. Compare plan options and confirm provider access in Sandton using the provider search: Find a hospital provider.
4. Get a quote and compare plan summaries to confirm the best match for budget and care needs: Get a quote.

South African scenarios to help decide

• Young professional in Sandton: prioritise mid-level day-to-day benefits for routine GP access and moderate hospital limits for unexpected events.
• Family with children: strong day-to-day benefits for frequent child healthcare plus adequate hospital limits for emergencies or procedures.
• Retiree: focus on higher in-hospital protection while keeping essential day-to-day cover to manage routine consultations.

Next steps and quick links

• Review combined plan features: Combined plan details.
• Check day-to-day benefit options: Day-to-day information.
• Compare hospital protection limits and in-hospital inclusions: Hospital plan guide.

Sources

• Affinity Health - Homepage
• Affinity Health - Current pricing and plan premiums
• National Department of Health South Africa - Health information
• Statistics South Africa - Health statistics