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Find affordable combined health cover in Sandton. Balance day-to-day care and in-hospital protection with Affinity Health's budget-friendly plan options.
Finding affordable full medical cover in Sandton means choosing a plan that combines routine day-to-day benefits with in-hospital protection so you and your family can access private care without unexpected financial strain. Affinity Health offers combined plan options that are suitable for young professionals, families with children and retirees who want reliable Health Insurance and practical benefits tailored to common South African needs.
Practical note: If your household needs strong routine access for children or frequent GP visits, prioritise higher day-to-day benefits alongside adequate hospital limits.
Affinity Health provides plan options that let you prioritise core benefits while keeping premiums aligned to household budgets. Pricing is set per person and does not vary by location; check current pricing and available plan premiums for accurate figures and examples on the current pricing page. To compare plan features and costs for Sandton households, compare day-to-day benefits alongside hospital limits.
Use the provider search to confirm participating private hospitals and Healthcare Practitioners in Sandton before choosing a plan. This helps you identify nearby facilities and clinicians aligned with your chosen plan options.
Ready to explore options? Get a quote online and compare plan benefits to pick the balance of everyday care and in-hospital protection that suits your needs.
When comparing combined plans for Sandton households, focus on three areas: day-to-day limits and visit caps, in-hospital annual limits and excess choices, and available virtual consultation services for minor concerns. Evaluating these elements will show how each plan manages out-of-pocket exposure for routine care and major medical events.
| Feature | Day-to-day focus | In-hospital focus |
|---|---|---|
| GP & minor care | Higher limits and more consultations | Limited or not included |
| Surgical events | Not covered | Covered - theatre, ward, Healthcare Practitioner fees |
| Emergency Medical Response | May include access to advice | Included as part of hospital events where applicable |
Actionable step: Compare combined plan summaries and request a personalised quote to see exact premiums and product details for your household composition.
Disclaimer: This article is intended for informational purposes only and should not be considered medical advice. Always consult a qualified healthcare professional before making any decisions about your health or treatment.
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Get answers to common questions about Combined Health Plan
Principal member premiums effective from 1 January 2026. Rates may vary by age and dependants.
| Plan | Principal premium | Main distinction | Details |
|---|---|---|---|
| Day-to-Day Plan | From R929/per month | — | View plan |
| Hospital Plan | From R1 434/per month | — | View plan |
| Vital Select | From R289/per month | Limited hospital-care plan | View plan |
| Combined Plan | From R2 098/per month | — | View plan |
| Chrome | From R589/per month | Day-to-day plus accident hospitalisation | View plan |
| Bronze | From R759/per month | Broader day-to-day benefits | View plan |
| Delta Max | From R839/per month | Adds diagnostic procedures | View plan |
| Standard Day-to-Day | From R929/per month | Broader routine healthcare cover | View plan |
| Standard Hospital | From R1 438/per month | Hospital cover | View plan |
| Standard Combined | From R2 098/per month | Combined day-to-day and hospital | View plan |
Choose the option that fits your needs
We believe that quality healthcare should be accessible to everyone. Our plans are designed to be cost-effective, providing value without compromising on essential benefits.
Affinity Health members have access to the largest healthcare provider network in the country, including GP’s, Dentists and Hospitals.
From routine check-ups to emergency medical services, our plans encompass a wide spectrum of healthcare services, including chronic medication cover and emergency medical services.
Understanding that healthcare needs vary, we offer flexible plans that can be customised to suit your specific requirements.
Qualified and motivated service agents powered by a state-of-the-art call centre.
Our dedicated team is available 24/7 to assist with pre-authorisation, telehealth consultations and emergency services.