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Stay ahead with our latest insights and proven strategies
Stay ahead with our latest insights and proven strategies
If you live or work in Gauteng and are searching for affordable full medical cover, Affinity Health offers combined plan options that bring day-to-day benefits together with reliable hospital protection. Our plans are designed for young professionals, families with children and retirees who want predictable monthly contributions and access to private care when it matters most.
Affinity Health focuses on clear, budget-friendly plan options so Gauteng residents can balance routine care with protection against large hospital bills. Learn about our combined approach on the Combined Plan page or get an overview from the Affinity Health homepage.
Quick note: Affinity Health offers distinct plan ranges (Junior for 0-17, Standard and Innovator for adults 18-54, Senior for 55+). Group Cover is available for employer groups. See plan ranges for details that match your household composition.
Choosing a combined plan helps Gauteng households manage healthcare spending with a single monthly contribution that covers both routine visits and in-hospital events. You can prioritise the benefits you need most - for example stronger day-to-day access for children or higher in-hospital limits for older adults - while keeping monthly costs within your budget.
To compare specific benefit summaries and plan options available to individuals, review the combined plan information and assess which range matches your age group and needs.
Selecting the right plan depends on family size, ages and typical healthcare use. Follow these practical steps to decide and then compare options side-by-side.
| Feature | Day-to-day | Hospital |
|---|---|---|
| GP consultations | Included up to benefit limits | Not usually included |
| In-hospital surgery | Not covered | Covered (theatre, ward, in-hospital clinician fees) |
| Remote consultations | Available for immediate advice | Support and triage where required |
Affinity Health members can find eligible hospitals and practitioners within our network across Gauteng. Use the provider lookup to confirm convenience and access before you finalise a plan: Find a Provider. For hospital locations specifically, check the hospital directory here: Find a Hospital Provider.
Affinity Health focuses on making private care accessible and affordable across South Africa. If you want a clear combined solution that balances routine care and in-hospital protection, compare plan options and get a quote tailored to your household composition and age ranges.
Submit your details below and one of our qualified consultants will be in contact with you shortly.
Explore affordable combined health cover for Gauteng residents. Balance routine day-to-day benefits with reliable hospital protection from Affinity Health.

Disclaimer: This article is intended for informational purposes only and should not be considered medical advice. Always consult a qualified healthcare professional before making any decisions about your health or treatment.
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Verified customerGet answers to common questions about Combined Health Plan
We believe that quality healthcare should be accessible to everyone. Our plans are designed to be cost-effective, providing value without compromising on essential benefits.
Affinity Health members have access to the largest healthcare provider network in the country, including GP’s, Dentists and Hospitals.
From routine check-ups to emergency medical services, our plans encompass a wide spectrum of healthcare services, including chronic medication cover and emergency medical services.
Understanding that healthcare needs vary, we offer flexible plans that can be customised to suit your specific requirements.
Qualified and motivated service agents powered by a state-of-the-art call centre.
Our dedicated team is available 24/7 to assist with pre-authorisation, telehealth consultations and emergency services.
Principal member premiums effective from 1 January 2026. Rates may vary by age and dependants.
| Plan | Principal premium | Main distinction | Details |
|---|---|---|---|
| Day-to-Day Plan | From R929/per month | — | View plan |
| Hospital Plan | From R1 434/per month | — | View plan |
| Vital Select | From R289/per month | Limited hospital-care plan | View plan |
| Combined Plan | From R2 098/per month | — | View plan |
| Chrome | From R589/per month | Day-to-day plus accident hospitalisation | View plan |
| Bronze | From R759/per month | Broader day-to-day benefits | View plan |
| Delta Max | From R839/per month | Adds diagnostic procedures | View plan |
| Standard Day-to-Day | From R929/per month | Broader routine healthcare cover | View plan |
| Standard Hospital | From R1 438/per month | Hospital cover | View plan |
| Standard Combined | From R2 098/per month | Combined day-to-day and hospital | View plan |
Choose the option that fits your needs