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Learn how your business can offer affordable employer-sponsored health plans in South Africa with Affinity Health. Compare benefits, see pricing, and support staff wellness.
Quality health cover is a vital workplace benefit that can improve workforce morale, minimise absenteeism, and draw top talent. Employer-sponsored health plans help businesses provide essential private healthcare protection at manageable costs. In South Africa, a wide range of group medical insurance options is available, with affordable premiums designed for companies of all sizes-including small businesses.
Employer-sponsored health cover refers to health insurance arranged by the employer for their staff. Premiums may be paid in full by the company or with partial employee contributions. Plans typically group together multiple employees, often delivering better rates and consistent benefits than stand-alone retail plans.
Affinity Health is a dedicated provider of group health plans for South African businesses. Group Cover includes a selection of eight combination day-to-day and hospital plans designed specifically for employers. The plans cater to a wide workforce age range and focus on simplicity, affordability, and easy administration.
Group health plan pricing is based on the size and age profile of the insured group, as well as the chosen benefit level. For example, with Affinity Health, some combination plans are available for under current published premiums per employee per month, with wider cover options extending upwards depending on benefits. See the latest pricing guide for up-to-date premiums and options.
Tip: Pricing is not affected by province or urban vs rural workplace. Staff can access group benefits at participating providers nationwide.
| Benefit Type | What’s Included |
|---|---|
| Day-to-Day | GP consultations, basic dentistry and optometry, acute medication, wellness screening |
| Hospital | In-hospital treatment after accident or illness, ward/theatre fees, covered procedures |
| Essential Support | Telehealth consultations, emergency medical response, provider network access |
Comprehensive plan comparisons are available on Affinity Health’s Group Cover page.
Employers can select from multiple combination options balancing day-to-day and hospital cover to suit the workforce’s health needs. Plans cater for working-age adults but can sometimes include dependants or partners. It’s important to review which services are most relevant for your team-some industries face higher physical or medical risks, while others prioritise access to routine private GP care.
Affinity Health’s provider partner network is broad, enabling staff to find a doctor, dentist or hospital across South Africa. Quick access to the provider search tool streamlines appointing and claims. Dedicated support teams assist companies with onboarding, queries, and efficient monthly administration.
Well-chosen employer-sponsored health cover can help South African businesses improve staff satisfaction and reduce long-term costs related to poor health outcomes.
Disclaimer: This article is intended for informational purposes only and should not be considered medical advice. Always consult a qualified healthcare professional before making any decisions about your health or treatment.
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Get answers to common questions about Group Cover Corporate Health
Principal member premiums effective from 1 January 2026. Rates may vary by age and dependants.
| Plan | Principal premium | Main distinction | Details |
|---|---|---|---|
| Day-to-Day Plan | From R929/per month | — | View plan |
| Hospital Plan | From R1 434/per month | — | View plan |
| Vital Select | From R289/per month | Limited hospital-care plan | View plan |
| Combined Plan | From R2 098/per month | — | View plan |
| Chrome | From R589/per month | Day-to-day plus accident hospitalisation | View plan |
| Bronze | From R759/per month | Broader day-to-day benefits | View plan |
| Delta Max | From R839/per month | Adds diagnostic procedures | View plan |
| Standard Day-to-Day | From R929/per month | Broader routine healthcare cover | View plan |
| Standard Hospital | From R1 438/per month | Hospital cover | View plan |
| Standard Combined | From R2 098/per month | Combined day-to-day and hospital | View plan |
Choose the option that fits your needs
We believe that quality healthcare should be accessible to everyone. Our plans are designed to be cost-effective, providing value without compromising on essential benefits.
Affinity Health members have access to the largest healthcare provider network in the country, including GP’s, Dentists and Hospitals.
From routine check-ups to emergency medical services, our plans encompass a wide spectrum of healthcare services, including chronic medication cover and emergency medical services.
Understanding that healthcare needs vary, we offer flexible plans that can be customised to suit your specific requirements.
Qualified and motivated service agents powered by a state-of-the-art call centre.
Our dedicated team is available 24/7 to assist with pre-authorisation, telehealth consultations and emergency services.