Balanced cover for everyday care and major medical events

A combined plan that includes day-to-day benefits and hospital protection helps Soweto households manage routine healthcare costs while guarding against large in-hospital bills. Affinity Health focuses on accessible, long-term Health Insurance built for South Africans - from young professionals and families with children to retirees who need dependable hospital protection and day-to-day access.

What a combined day-to-day plus hospital plan includes

• Day-to-day: routine GP consultations, basic dentistry and optometry network access, and acute medicines subject to benefit limits.
• Hospital: in-hospital admissions, theatre and ward fees, approved clinician fees and in-hospital procedures.
• Support services: remote consultations with a healthcare practitioner and Emergency Medical Response coordination for qualifying events.

How Affinity Health keeps costs manageable

• Plan options across age groups - including Junior (0-17), Standard and Innovator (18-54), and Senior (55+).
• Clear benefit descriptions so you can prioritise day-to-day visits or higher hospital limits depending on household needs.
• Access to a broad provider network for quicker appointments and predictable billing.

If you primarily need routine GP visits and family healthcare, compare the day-to-day plan details to see visit limits and covered services. Learn more about day-to-day benefit structures on our page Day-to-Day Cover. For households wanting both everyday care and in-hospital protection in one policy, review our combined offering Combined Plan for full benefit details and to start a quote.

Quick benefit comparison

Ready to compare specific options and get a personalised quote? Start with our combined plan information and see which option fits your Soweto household. Visit the combined plan page to compare features and request a quote: Compare Combined Plans.

Choosing the right level for your Soweto household

Selecting the right combined plan depends on family size, ages, routine healthcare needs and monthly budget. Follow a simple three-step approach to decide which plan options work best for you.

Step-by-step selection guide

• List expected routine use: count GP visits, dental check-ups and eyewear needs per year.
• Estimate hospital risk: consider any known procedures, chronic conditions or occupational risks.
• Compare plan options: look at day-to-day visit limits, hospital benefit ceilings and co-payment/excess choices to balance premium vs out-of-pocket exposure.

Accessing care in Soweto

Affinity Health members can use approved providers in our network for faster access to consultations and in-hospital care. To find appropriate private hospitals and clinics near you, check the provider locator: Find a Hospital Provider. For routine clinics and GP locations, use the general provider finder: Find a Provider.

Practical South African scenarios

• Young professionals: prioritise low monthly premiums with adequate day-to-day access and a hospital safety net for unexpected surgery.
• Families with children: stronger day-to-day benefits help cover frequent GP visits and basic dental needs.
• Retirees: higher hospital limits reduce the risk of large in-hospital bills while keeping routine visits covered where needed.

Next steps & calls to action

• Get a quote: compare combined plan options and premiums online to see what fits your budget.
• Compare plans: use our combined plan page to view inclusions and choose a plan option that matches your household profile Compare Plans.
• Join now: complete the application online and start your cover once approved.

Sources

• Affinity Health - Combined Plan details
• Affinity Health - Day-to-Day cover overview
• National Department of Health South Africa - official guidance
• Statistics South Africa - health indicators

Affinity Health has offered accessible Health Insurance since 2011 with plan options for juniors, adults and seniors. Compare combined plans, view benefit details and get a quote to see how one of our budget-friendly solutions can protect your Soweto household from both routine and major medical costs.