Practical combined cover for Sandton: everyday care and in-hospital protection

If you live or work in Sandton and are searching for an affordable day-to-day and hospital plan Sandton residents trust, Affinity Health offers straightforward combined options that pair routine benefits with in-hospital protection. Our plans are designed with South African individuals, families with children, young professionals and retirees in mind - providing predictable monthly budgeting while protecting against large hospital costs.

What a combined plan covers

• Day-to-day benefits: GP consultations, basic dental and optometry benefits, and acute medicines for common conditions.
• Hospital benefits: In-hospital admissions, theatre and ward fees, approved in-hospital procedures and in-hospital scans.
• Support services: Remote consultations with a healthcare practitioner and coordinated Emergency Medical Response when covered by the plan.

Why choose a combined plan in Sandton?

• One monthly premium covers both routine visits and major hospital events for simpler budgeting.
• Access to a wide provider network for faster care and more choice when you need treatment.
• Plan options let you prioritise day-to-day use or stronger hospital cover depending on your household needs.

Affinity Health started in 2011 with the goal of making private health cover affordable and accessible for all South Africans. Our combined plan options are part of that commitment - they are practical, easier to manage, and focused on delivering essential protection without unnecessary complexity.

Plan groups and who they suit

• Junior (0-17 years): Plans with child-focused day-to-day benefits plus hospital protection for paediatric events. Learn more about Junior options here.
• Standard and Innovator (18-54 years): Popular for young professionals and families who need both routine care and reliable hospital limits. Compare Standard and Innovator details on our Combined Plan page.
• Senior (55+ years): Plans built for older adults with appropriate hospital limits and day-to-day support. See Senior options here.

Compare plan options and get a quote online to see how an affordable day-to-day and hospital plan Sandton can rely on fits into your monthly budget - get a quote today and compare plan options to find the right balance for your household.

Detailed benefit breakdown and practical guidance

When evaluating an affordable day-to-day and hospital plan Sandton residents choose, look closely at service limits, waiting periods and how emergency events are handled. Below is a step-by-step guide and comparison to help you decide.

Step-by-step selection guide

• Estimate routine needs: Count expected GP visits, dental check-ups and eyewear replacements per year to set an appropriate day-to-day level.
• Assess hospital exposure: Consider any planned procedures, personal risk exposure or family health history to determine the right in-hospital limits.
• Compare out-of-pocket options: Choose plan options that balance monthly premium with manageable out-of-pocket costs for infrequent events.

Provider network and access in Sandton

Affinity Health members can find participating healthcare practitioners and hospitals across major urban centres - use the provider finder to confirm local access before selecting a plan. Find nearby providers here, or check hospital locations here.

South African use cases - where combined cover helps most

• Young professionals: Remote consultations for minor issues, strong day-to-day benefits for routine care and hospital protection for unexpected surgeries.
• Families with children: Regular GP visits, immunisation-related consultations and in-hospital cover for accidents or acute illnesses.
• Retirees: Emphasis on higher hospital limits alongside accessible day-to-day benefits for ongoing primary care.

Comparing combined plan features

Ready to compare plans? Get a quote, compare options and join now to secure an affordable day-to-day and hospital plan Sandton households rely on. Affinity Health’s combined options are structured to help manage both routine healthcare needs and significant hospital events with clear terms and accessible support.

Sources

• Affinity Health - Combined Plan details
• Affinity Health - Day-to-Day plan overview
• Affinity Health - Hospital Plan information
• National Department of Health - South Africa
• Statistics South Africa - Health indicators