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Find budget-friendly combined day-to-day and hospital plan options for families, professionals and retirees in the North West. Compare plans and get a quote from Affinity Health.
If you live, work or raise a family in the North West, an affordable day-to-day and hospital plan can help you manage routine healthcare costs while protecting you from large in-hospital bills. Affinity Health offers budget-friendly plan options that combine everyday benefits - GP consultations, basic dentistry and acute medicines - with in-hospital cover for surgery, ward and theatre fees. This balance helps families, young professionals and retirees plan monthly budgets without sacrificing access to private care.
Affinity Health’s combined plan options let you get both everyday care and in-hospital protection in one budget-friendly plan. Learn about specific combined plan features and limits on the combined plan page and see how day-to-day benefits work on the day-to-day page.
Quick action: Get a quote to compare monthly premiums and benefit levels for the North West and see which plan option fits your household budget.
Affinity Health members can use the provider network listed on the site to find participating hospitals and healthcare practitioners. Use the find a hospital provider tool to confirm available facilities in your area before you need them.
Selecting the right combined plan depends on household size, ages and anticipated healthcare use. Families with young children often prioritise stronger day-to-day benefits for GP visits and dental checks. Working professionals may prioritise immediate access to consultations and mid-level hospital limits. Retirees may prefer higher in-hospital protection. Follow these steps to decide:
| Feature | Day-to-Day | Hospital |
|---|---|---|
| GP consultations | Included up to set limits | Usually not included |
| In-hospital surgery | Not covered | Covered subject to plan limits |
| Acute medicines | Included within day-to-day benefits | Only if dispensed in hospital |
Affinity Health’s plan options are designed to make private healthcare more accessible and affordable across South Africa, including the North West. Get a quote, compare plan inclusions, and choose the budget-friendly option that fits your family or personal needs.

Disclaimer: This article is intended for informational purposes only and should not be considered medical advice. Always consult a qualified healthcare professional before making any decisions about your health or treatment.
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We believe that quality healthcare should be accessible to everyone. Our plans are designed to be cost-effective, providing value without compromising on essential benefits.
Affinity Health members have access to the largest healthcare provider network in the country, including GP’s, Dentists and Hospitals.
From routine check-ups to emergency medical services, our plans encompass a wide spectrum of healthcare services, including chronic medication cover and emergency medical services.
Understanding that healthcare needs vary, we offer flexible plans that can be customised to suit your specific requirements.
Qualified and motivated service agents powered by a state-of-the-art call centre.
Our dedicated team is available 24/7 to assist with pre-authorisation, telehealth consultations and emergency services.
Get answers to common questions about Combined Health Plan
Principal member premiums effective from 1 January 2026. Rates may vary by age and dependants.
| Plan | Principal premium | Main distinction | Details |
|---|---|---|---|
| Day-to-Day Plan | From R929/per month | — | View plan |
| Hospital Plan | From R1 434/per month | — | View plan |
| Vital Select | From R289/per month | Limited hospital-care plan | View plan |
| Combined Plan | From R2 098/per month | — | View plan |
| Chrome | From R589/per month | Day-to-day plus accident hospitalisation | View plan |
| Bronze | From R759/per month | Broader day-to-day benefits | View plan |
| Delta Max | From R839/per month | Adds diagnostic procedures | View plan |
| Standard Day-to-Day | From R929/per month | Broader routine healthcare cover | View plan |
| Standard Hospital | From R1 438/per month | Hospital cover | View plan |
| Standard Combined | From R2 098/per month | Combined day-to-day and hospital | View plan |
Choose the option that fits your needs