Reliable, affordable day-to-day and hospital protection for Durban

Affinity Health offers an affordable day-to-day and hospital plan Durban residents can rely on to manage routine healthcare and protect against significant in-hospital costs. Whether you are a young professional, a family with children, or a retiree, a combined approach keeps regular GP visits, basic dental and optical care available while covering admissions, theatre and ward fees when they matter most.

What a combined plan delivers

• Day-to-day benefits for GP consultations, basic dentistry and optometry network access.
• Hospital benefits covering in-hospital admissions, theatre and ward fees, approved clinical practitioner fees and in-hospital procedures.
• Support services including virtual consultations and Emergency Medical Response coordination where applicable.

Who in Durban benefits most?

• Young professionals seeking affordable routine care with hospital protection for unexpected events.
• Families with children who need frequent GP access and immunisations alongside hospital cover.
• Retirees wanting predictable monthly premiums while preserving access to private hospital care.

How Affinity Health keeps plans affordable

• Clear plan options across Junior, Standard and Senior ranges to match age and household composition.
• Combination plans that bundle day-to-day and hospital benefits for predictable monthly budgeting.
• Choice of excess levels to manage premium cost while retaining core protection for major events.

Compare plan details and benefit structures on our combined plan page or review day-to-day specifics on the day-to-day page. Get a clear view of inclusions, waiting periods and typical claim pathways, then use the quick quote flow to get personalised premium estimates. Get a quote today and compare plans to see which option fits your Durban household budget.

Quick comparison: What to expect

To review current premiums for Durban residents and find the plan option suited to your age group, consult the official pricing guide and premium table. Compare plan options and proceed to get a quote or join now online.

Choose the right level for your Durban household

Selecting the correct combined plan depends on family size, ages, anticipated routine use and your monthly budget. Start by listing expected GP visits, dental checks and any planned procedures, then decide how much in-hospital cover you want for major events.

Step-by-step selection guide

• List routine needs: Count expected GP visits, dental and optical requirements per year.
• Estimate risk exposure: Consider occupation, sports or planned procedures in the next 12 months.
• Compare plan options: Review the combined plan details and hospital-only page to understand in-hospital limits and exclusions.
• Get a quote: Use the quick online quote to compare monthly premiums and join now when ready.

For specific hospital benefit details, visit our hospital plan guide and see where in-hospital events are covered. For full pricing information, consult the current pricing guide to review exact premiums and available options based on age and plan selection.

Affinity Health supports Durban members with a wide provider network and resources to find approved providers in your area. Use the provider finder to locate clinics and in-hospital facilities that work with your plan.

Ready to compare? Visit the hospital plan guide and the current pricing guide for exact premium figures and plan summaries. Then use the provider search to confirm local options: find a provider.

Common Durban use cases

• Young professionals: Affordable monthly premiums with access to virtual consultations for minor concerns and hospital cover for accidents.
• Families with children: Robust day-to-day benefits for paediatric visits plus hospital protection for serious events.
• Older adults: Increased in-hospital limits while maintaining day-to-day access for routine care.

Next steps

• Compare plan options on the combined plan page and the day-to-day page, then request a quote.
• Review exact premium figures in the current pricing guide and select the plan option that matches your budget.
• Join now online to start cover for the month after approval and access Durban provider resources.

Sources

• National Department of Health - South Africa
• Statistics South Africa - Health indicators
• World Health Organization - South Africa overview