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Explore affordable comprehensive medical insurance in Mpumalanga with combined day-to-day and hospital options from Affinity Health. Compare plans and get a quote.
If you live or work in Mpumalanga and are looking for affordable comprehensive medical insurance that combines routine out-of-hospital care with in-hospital protection, Affinity Health offers plan options suited to individuals, families with children, young professionals and retirees. Our combined plan options bring day-to-day benefits together with hospital protection so you can manage both predictable and unexpected healthcare costs without compromising access to private care.
Affinity Health focuses on making private health cover accessible and budget-friendly. Our combined plan approach helps households balance regular primary care needs with protection from large hospital bills. For a clear overview of what a combined plan offers, view our combined plan details on the combined plan page. To learn how day-to-day benefits work on their own, see our day-to-day description on the day-to-day page.
Quick note: Combined options are available across our Standard and Innovator ranges for adults, plus Junior and Senior combined options where relevant. Group Cover is available for employers and organisations.
You can access private Healthcare Practitioners and hospital services through Affinity Health’s provider listings. Use our provider search to find participating clinics and hospitals near you so you can plan visits and admissions with confidence: Find a Provider.
Ready to compare options for Mpumalanga? Get a quote to see plan options that match your household composition and budget - choose Get a quote or Compare plans to begin.
Choosing the right combined level depends on age range, family size and typical healthcare usage. For reference, Affinity Health offers dedicated ranges: Junior (0-17), Standard (18-54), Innovator (18-54, multiple combination plans), Senior (55+), and Group Cover for organisations. Each range has specific plan options and limits - review the Innovator range for additional combination choices on the Innovator page.
| Plan focus | What it helps with | Who benefits most |
|---|---|---|
| Day-to-day | Routine GP visits, basic dentistry, optometry access and acute medicines. | Young professionals and families needing regular primary care. |
| Hospital | In-hospital admissions, theatre and ward fees, approved clinician fees and in-hospital procedures. | Anyone seeking protection from large, unexpected hospital costs. |
| Combined | Both routine out-of-hospital care and in-hospital protection in one plan. | Families and retirees who want consolidated monthly budgeting. |
Affinity Health’s combined plan options make private health cover accessible across Mpumalanga. For detailed plan descriptions, limits and how to apply, visit our combined plan information Combined Plan or review hospital plan details Hospital Plan.
Disclaimer: This article is intended for informational purposes only and should not be considered medical advice. Always consult a qualified healthcare professional before making any decisions about your health or treatment.
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Principal member premiums effective from 1 January 2026. Rates may vary by age and dependants.
| Plan | Principal premium | Main distinction | Details |
|---|---|---|---|
| Day-to-Day Plan | From R929/per month | — | View plan |
| Hospital Plan | From R1 434/per month | — | View plan |
| Vital Select | From R289/per month | Limited hospital-care plan | View plan |
| Combined Plan | From R2 098/per month | — | View plan |
| Chrome | From R589/per month | Day-to-day plus accident hospitalisation | View plan |
| Bronze | From R759/per month | Broader day-to-day benefits | View plan |
| Delta Max | From R839/per month | Adds diagnostic procedures | View plan |
| Standard Day-to-Day | From R929/per month | Broader routine healthcare cover | View plan |
| Standard Hospital | From R1 438/per month | Hospital cover | View plan |
| Standard Combined | From R2 098/per month | Combined day-to-day and hospital | View plan |
Get answers to common questions about Combined Health Plan
Choose the option that fits your needs
We believe that quality healthcare should be accessible to everyone. Our plans are designed to be cost-effective, providing value without compromising on essential benefits.
Affinity Health members have access to the largest healthcare provider network in the country, including GP’s, Dentists and Hospitals.
From routine check-ups to emergency medical services, our plans encompass a wide spectrum of healthcare services, including chronic medication cover and emergency medical services.
Understanding that healthcare needs vary, we offer flexible plans that can be customised to suit your specific requirements.
Qualified and motivated service agents powered by a state-of-the-art call centre.
Our dedicated team is available 24/7 to assist with pre-authorisation, telehealth consultations and emergency services.