Group Health Insurance Designed for South African Employers and Their Teams

Affinity Health’s Group Cover provides workforces with budget-friendly combined day-to-day and hospital protection. Built for employers who need reliable benefits without excessive administration, our plans give employees access to private healthcare, virtual consultations with a healthcare practitioner, and Emergency Medical Response when it matters most.

Who benefits from Group Cover?

• Small and medium employers who want affordable employee benefits and lower absenteeism.
• Large organisations seeking consistent health insurance across multiple locations.
• Employees of working age who need both routine care and in-hospital protection.

What Group Cover includes

• Day-to-day benefits: GP visits, basic dentistry and optometry network access for routine care and early treatment.
• Hospital benefits: in-hospital admissions, theatre and ward fees, approved healthcare practitioner fees and in-hospital procedures.
• Support services: remote consultations with a healthcare practitioner and Emergency Medical Response coordination.

Affinity Health focuses on clear processes for enrollment, claims and member support to reduce HR overhead. Learn more about our Group Cover options on the Group Cover page: Group Cover plans.

Provider access and network

Employees get access to a wide network of private hospitals and outpatient providers. Use the provider locators to confirm available facilities and clinicians in your region: Find a Hospital Provider and Find a Provider.

Why employers choose Affinity Health

• Consistent group administration with clear member rules and simple onboarding.
• Budget-friendly plan options so businesses can offer meaningful benefits while managing payroll costs.
• Faster access to private care for employees, reducing lost productivity from untreated conditions.

Ready to compare plans for your workforce? Get a quote or compare plans now to see which of the eight Group Cover plans fits your organisation.

How to choose the right group plan for your employees

Selecting the correct combination plan depends on employee demographics, typical healthcare usage, and the employer budget. Below are practical steps HR teams can follow to decide and implement cover quickly.

Step-by-step selection guide

• Survey employee needs: identify proportions of younger staff, family members and any higher-risk roles.
• Define core benefits: decide which mix of GP access, basic dentistry, optometry and hospital protection you require.
• Compare plan options: review limits, in-hospital inclusions and co-payment structures to estimate employer contributions.
• Plan launch: schedule enrolment windows, provide explanatory materials and set up payroll deduction if required.

Comparison table - Employer-focused view

Implementation best practices for HR

• Communicate clearly: explain employee contributions, waiting periods and in-hospital definitions.
• Onboard efficiently: use digital enrolment forms and schedule group information sessions.
• Monitor usage: review claims trends annually and adjust plan selection during renewal windows.

Affinity Health’s Group Cover is built to be employer-friendly while giving employees access to private healthcare. Compare plans and get a quote to understand monthly employer contributions and enrolment requirements - join now and provide practical protection for your team.

Further reading & tools

Explore plan details on the Affinity Health homepage and Group Cover overview for full specifications and frequently asked questions: Affinity Health homepage and Group Cover plans. Use the provider locators to confirm nearby facilities for your staff: Find a Hospital Provider.

Sources

• Affinity Health - Group Cover details
• Department of Health South Africa - Health services information
• Statistics South Africa - Health indicators and workforce data