Practical health cover designed for KwaZulu-Natal

Finding affordable, comprehensive health cover in KwaZulu-Natal means balancing everyday care with robust in-hospital protection. Affinity Health offers plan options for young professionals, families with children, and retirees that combine predictable monthly costs with access to private care when it matters most. Explore combined, hospital-only and day-to-day options to match your household needs and budget.

How our plan options work for you

• Combined plans: One budget-friendly plan that covers day-to-day benefits plus hospital events for consolidated, predictable payments.
• Hospital plans: Cover for in-hospital admissions, theatre and ward fees, approved clinical practitioner fees and in-hospital procedures.
• Day-to-day plans: Routine GP visits, basic dentistry, optometry network access and acute medicines to reduce out-of-pocket spending for minor care.

Whether you live in Durban, Pietermaritzburg or a coastal town, Affinity Health’s range includes Junior plans for children, Senior plans for people 55 and older, the Standard range for working-age adults, the Innovator line for enhanced combination cover, and Group Cover for employer-sponsored schemes. Learn more about our combined approach on the combined plan page.

Clear benefit breakdowns you can compare

Affinity Health focuses on making private primary care accessible in South Africa. For an overview of day-to-day benefits and how they complement in-hospital protection, review our day-to-day plan information here. Ready to compare options? Get a quote and compare plans to find a budget-friendly solution that fits your family composition.

Get a quote now to view personalised monthly pricing and confirm the best fit for your needs. Join now to secure private care access across KwaZulu-Natal.

Why choose Affinity Health in KwaZulu-Natal?

Affinity Health prioritises affordability, straightforward benefits and a wide provider footprint so you can access private hospitals and approved clinical practitioners when needed. Our plans are structured to be understandable and to reduce the chance of large, unexpected bills from in-hospital events.

Provider access and practical considerations

• Nationwide provider listings let you find private hospitals and clinicians near you; check hospital availability on our provider finder to confirm locations and coverage.
• Choose plan options that match household needs: young families often benefit from stronger day-to-day limits, while older adults may prioritise higher hospital protection.
• Understand waiting periods, exclusions and in-hospital definitions in the plan document before you join.

Find nearby hospital providers using the Affinity Health hospital directory: Find a hospital provider. For other healthcare professionals covered under day-to-day benefits, use the provider search on our site: Find a provider.

Simple steps to choose the right plan

1. Map your household: list adults, children and retirees to confirm the appropriate plan groups.
2. Estimate routine needs: count expected GP visits, dental checks and medication requirements for a year.
3. Compare day-to-day limits and hospital cover levels to balance monthly cost with protection for high-cost events.
4. Request a personalised quote to confirm exact monthly pricing and effective start dates.

For detailed hospital plan inclusions, read our hospital plan overview to see which in-hospital events are covered and how approvals work for admissions and procedures.

Compare plans and get a quote today to see how Affinity Health can bring private primary care within reach for you and your family in KwaZulu-Natal. Get a quote, compare plans and join now to begin cover from the month after approval.

Sources

• Affinity Health - Homepage
• National Department of Health South Africa - Health programmes
• Statistics South Africa - Health indicators
• World Health Organization - South Africa country profile