Health Cover Designed for Children and Teens (0-17)

Affinity Health’s Junior range focuses on keeping private health care within reach for families. Designed for ages 0-17, the Junior line offers three clear plan options: a Day-to-Day plan for routine care, a Hospital plan for in-hospital treatment, and a Combined plan that bundles both. These options help parents decide what matters most-regular GP visits, in-hospital protection, or both-while keeping monthly costs predictable.

What each Junior option covers

• Day-to-Day plan: GP consultations, basic dentistry and optometry network access, and acute medicines where applicable.
• Hospital plan: In-hospital admissions, theatre and ward fees, approved medical practitioner fees and procedures performed during admission.
• Combined plan: Day-to-day care plus in-hospital protection in one budget-friendly plan for full-spectrum support.

Why families choose the Junior range

• Clear benefit splits so you only pay for what you need.
• Access to private care and shorter wait times for urgent issues.
• Simple plan options that suit young children, school-age kids and teenagers.

Compare the three Junior choices and decide whether routine care, in-hospital protection or a combined approach best fits your family. Explore plan details on the Junior Cover page and view day-to-day specifics on the Day-to-Day plan page.

Feature comparison at a glance

Families often select a Combined plan when they want predictable monthly budgeting and want to avoid skipping routine care. If you prefer to prioritise routine care first to manage recurring needs, the Day-to-Day option may be the right choice. Ready to compare coverage? Get started with a quick quote or compare plan benefits now.

Compare Combined plans or find a healthcare provider in your area.

Practical Benefits, Claims and Family-Focused Support

Affinity Health emphasises straightforward claim processes and reliable Emergency Medical Response for qualifying events. Parents benefit from a clear claims journey, access to approved medical practitioners while admitted, and options that keep routine care affordable so children receive preventive and acute treatment when needed.

How to choose the right Junior option

• Estimate annual GP visits, dental check-ups and eyewear needs for each child.
• Consider school and sport exposure-higher risk activities may favour stronger in-hospital limits.
• Decide whether predictable monthly costs or minimal monthly premium is the priority, then compare plan options.

Use the Junior plan page to review specific inclusions for children and confirm waiting periods and in-hospital definitions. Visit the Junior Cover overview for full plan outlines and the Day-to-Day plan page for everyday care details.

Provider access and practical steps

• Confirm that your preferred healthcare practitioners are listed in the provider finder to ensure smooth claims and authorisation.
• Check waiting periods for certain procedures and routine benefits before cover begins.
• Keep clinical records and invoices for faster claims processing after an admission or service.

Find providers quickly using the Affinity Health provider search to see participating practitioners and facilities: Find a hospital provider or use the general provider finder.

Next steps - get started

Get a quote to compare monthly premiums and confirm benefit limits for each child. Use the online tools to compare plans, then join now when you’ve selected the most suitable option. For families who want both routine and in-hospital protection, the Combined plan often provides the most complete peace of mind.

Get a quote • Compare Junior plans • Find a provider

Sources

• National Department of Health - South Africa
• Statistics South Africa - Health indicators
• World Health Organization - South Africa profile