Complete health cover designed for Sandton individuals, families and professionals

If you live or work in Sandton and are searching for affordable complete health insurance Sandton options, you need a plan that balances routine care with in-hospital protection while keeping monthly costs predictable. Affinity Health offers combined plan options that bring day-to-day benefits together with hospital cover so you can manage both everyday healthcare and major medical events.

What a combined plan delivers for Sandton households

• Everyday access: GP consultations, basic dental and optical benefits, and acute medicine access through set day-to-day limits.
• In-hospital protection: Cover for admissions, operating theatre and ward fees, and medically necessary in-hospital procedures.
• Convenience: One monthly payment that reduces the risk of skipping routine care while protecting against high hospital bills.

Why choose affordable complete health insurance Sandton with Affinity Health?

• Designed for budget-conscious South Africans - individuals, young professionals, families with children and retirees.
• Plan options let you prioritise the level of day-to-day benefits and hospital limits to match monthly budgets.
• Access to private hospitals and a nationwide provider network for timely care and admissions when necessary.

Explore combined plan descriptions and benefit examples on the Affinity Health combined plan page to see how day-to-day care and hospital protection integrate for South African households. For simple day-to-day-focused options, review our day-to-day plan material to compare what's included and where a combined plan adds hospital protection.

Find general information about Affinity Health and our approach to making private care accessible on the Affinity Health homepage. For plan details, see the Combined plan overview and compare day-to-day inclusions on the Day-to-Day plan.

Practical features Sandton residents value

• Predictable household budgeting - one plan covers routine visits and hospital events.
• Simple claims process and clear benefit limits so you know when to expect out-of-pocket costs.
• Options suitable for a single young professional, a couple with children, or a retiree seeking hospital protection.

Quick comparison - day-to-day vs combined approach

Ready to compare options? Use our online quote tool to see plan options and select a combined solution that meets your Sandton household needs.

How to pick the right combined plan in Sandton

Choosing the best affordable complete health insurance Sandton plan depends on household size, ages, health history and how frequently you use routine services. Follow a clear decision path to match benefits to your budget.

Step-by-step selection guide

• Estimate routine needs: Count expected GP visits, dental check-ups and eyewear replacements across the year.
• Assess hospital risk: Consider any planned procedures or higher-risk activities in the household.
• Compare plan options: Look at day-to-day limits, in-hospital benefits and any waiting periods or exclusions.
• Confirm provider access: Check that your preferred private hospitals and healthcare practitioners are available within the plan’s network.

Local Sandton considerations

• Commuters and professionals: Quick access to private healthcare practitioners and hospitals gives faster treatment when time is critical.
• Families with children: Strong day-to-day benefits reduce out-of-pocket costs for frequent GP and child health visits.
• Retirees: Higher hospital limits can reduce the financial impact of admissions and surgical care.

To confirm providers near you, use the provider search and hospital finder to verify availability before selecting a plan. Visit our hospital provider finder or general provider search for details.

Find a hospital provider and find a healthcare practitioner near Sandton to confirm where you can access care.

Next steps - compare plans and get started

• Compare combined plan options on the combined plan page to see inclusions and benefit structures.
• Request an online quote and review plan documents for waiting periods and specific exclusions.
• Choose payment frequency and begin cover once your application is accepted.

When you’re ready, get a quote and compare plans to secure affordable complete health insurance Sandton households can rely on. For detailed current pricing and plan premiums, check the current pricing page and request a quote tailored to your household.

Sources

• Affinity Health - Combined plan overview
• Affinity Health - Homepage and company information
• National Department of Health South Africa - Public health information
• Statistics South Africa - Health indicators and demographics