Complete family protection that balances everyday care and major medical events

Affinity Health offers affordable complete health insurance for family needs by combining day-to-day benefits with in-hospital protection in straightforward plan options. Our combined plans are designed for young professionals, growing families, and retirees who want predictable monthly costs while maintaining access to private Healthcare Practitioners and hospital facilities across South Africa.

What a complete family plan includes

• Day-to-day benefits: routine GP consultations, basic dentistry, optometry network access and acute medicines under specified limits.
• Hospital benefits: in-hospital admissions, theatre and ward costs, approved in-hospital procedures and inpatient professional fees.
• Support services: remote consultations with Healthcare Practitioners for minor concerns and coordinated Emergency Medical Response when required.

Why choose an affordable combined plan

A combined approach reduces the risk that routine healthcare is deferred due to cost while shielding your family from large, unexpected hospital bills. Affinity Health focuses on making private Health Insurance accessible and affordable for South Africans by offering clear benefit structures and budget-friendly plan options.

How Affinity Health keeps costs manageable

• Simple plan options: choose the mix of day-to-day and hospital benefits that suit your household needs and budget.
• Transparent terms: benefit limits, waiting periods and in-hospital definitions are clear so you can plan ahead.
• Nationwide access: use our provider directories to find in-network hospitals and Healthcare Practitioners close to you for faster care.

Learn more about combining routine care and in-hospital protection on our Combined Plan page, or review standalone options on the Day-to-Day and Hospital Plan pages.

Who benefits most from an affordable complete health insurance for family

• Young families who need regular GP visits and preventive care for children.
• Working professionals seeking budget-friendly protection against surgical or inpatient costs.
• Retirees who want reliable hospital protection plus limited routine benefits.

Get a quote now to compare plan options and choose the level of day-to-day and hospital benefits that fits your household. Use our provider directory to confirm accessible hospitals and Healthcare Practitioners near you before applying.

Choosing the right combined plan for your household

Selecting the right affordable complete health insurance for family involves matching expected routine needs, potential hospital risk and monthly budget. Consider family size, ages and any planned medical events when deciding how much day-to-day cover and hospital protection you require.

Practical selection steps

• List routine healthcare needs: expected GP visits, dental check-ups and eyewear replacements per year.
• Estimate in-hospital risk: consider the likelihood of admissions, planned procedures or occupational hazards.
• Compare plan options side-by-side and request quotes to see monthly costs for your household composition.

Provider access and convenience

Affinity Health gives families access to a broad network of hospitals and Healthcare Practitioners. Use our provider search to find facilities and practitioners near you and to understand in-hospital coverage pathways before a claim occurs. For network details, visit our provider search page.

Find a Provider or locate hospitals on the Find a Hospital Provider page to check convenience for your family.

Common plan inclusions and exclusions

Next steps and calls to action

Compare plans and get a personalised quote online. If you have questions about plan limits or hospital access for your family, request support and our team will help you compare options. Ready to proceed? Get a quote, compare plans, and join now to start protecting your household.

Sources

• Affinity Health - Combined Plan
• Affinity Health - Day-to-Day Cover
• Affinity Health - Hospital Plan
• National Department of Health South Africa
• Statistics South Africa - Health indicators