Practical combined medical insurance for Kimberley residents

If you live or work in Kimberley and are looking for affordable combined medical insurance that covers both routine out-of-hospital care and in-hospital events, Affinity Health offers straightforward plan options designed to suit single professionals, growing families and retirees. A combined plan bundles day-to-day benefits (GP consultations, basic dentistry, optometry access and acute medicines) with hospital protection for admissions, theatre and ward fees and approved in-hospital procedures.

How combined cover helps South Africans in Kimberley

• Predictable monthly budgeting by combining routine care and hospital protection into one plan.
• Faster access to private care for covered events through our nationwide provider listings and approved clinicians.
• Suitable plan options for young professionals, families with children and retirees aged 55+, including specialised Junior and Senior ranges.

Simple plan groups and who they suit

• Affinity Junior (0-17): Day-to-day, Hospital or Combined - great for families with children.
• Standard Range (18-54): One Combined plan option that balances routine and in-hospital benefits for working adults.
• Affinity Senior (55+): Designed for older adults with a combined option to maintain essential in-hospital protection.

Affinity Health also offers Innovator plan options for individual customers and Group Cover for employer-sponsored groups. Learn more about the combined plan structure and comparisons on our combined plan page: Affinity Health - Combined Plan. For a concise view of everyday benefits, see the day-to-day plan overview: Day-to-Day Cover.

What to expect from a Kimberley-focused combined plan

• Day-to-day benefits for GP visits, basic dental and optical network access within agreed limits.
• In-hospital cover for admissions, theatre fees, ward costs and approved in-hospital procedures by approved clinicians.
• Support for remote consultations and virtual consultations with registered Healthcare Practitioners for non-urgent advice.

Find local providers and participating hospitals to confirm access in Kimberley using our provider search: Find a Provider.

Choosing the right combined option for your household

Selecting the appropriate combined medical insurance depends on household size, ages and typical care needs. Young professionals often prioritise strong day-to-day benefits and moderate hospital limits, while families may value larger day-to-day allowances for children. Retirees typically choose options with higher in-hospital protection. Use the steps below to compare plans effectively.

Step-by-step comparison guide

• List routine needs: expected GP visits, dental check-ups and eyewear replacements per year.
• Identify risk exposure: any planned procedures, occupational hazards or family medical history that could affect hospital needs.
• Match benefit balances: compare combined plan inclusions to ensure both daily care and in-hospital events are covered appropriately.

Plan features to compare

How Affinity Health supports Kimberley customers

• Clear plan groups for different ages (Junior, Standard Range, Senior) to simplify selection.
• Provider search tools to locate approved Healthcare Practitioners and hospitals near Kimberley: Find a Hospital Provider.
• Options for group coverage through employers with dedicated Group Cover plans when available.

Ready to compare plans? Get an online quote and view plan details specific to your household composition on our homepage: Affinity Health - Homepage. You can also review Innovator plan options for alternative combination choices: Innovator Range.

Next steps for Kimberley residents

• Compare combined plan inclusions and limits against expected care needs.
• Use our provider search tools to confirm access to preferred Healthcare Practitioners and hospitals in Kimberley.
• Get a quote online and compare plans side-by-side to select the most budget-friendly option for your household.

Sources

• Affinity Health - Combined Plan details
• Affinity Health - Find a Provider
• National Department of Health South Africa - Programmes and policy
• Statistics South Africa - Health indicators