Combined medical insurance that works for Gauteng households and professionals

A combined medical insurance plan brings day-to-day benefits and hospital protection into a single budget-friendly package. For young professionals, families with children and retirees living in Gauteng, this approach reduces the chance of skipping routine care while ensuring protection from large in-hospital costs. Affinity Health’s combined plan options provide clear benefit breakdowns, accessible provider access and practical plan options for a predictable monthly premium. Get a quote or compare plans to find the right balance for your household.

What a combined plan covers

• Day-to-day benefits: GP consultations, basic dentistry and optometry network access as set out by the selected plan level.
• Hospital protection: In-hospital admissions, theatre and ward fees, and approved in-hospital procedures and scans.
• Support services: Virtual consultations with a Healthcare Practitioner and Emergency Medical Response coordination when required.

Who in Gauteng benefits most?

• Young professionals seeking dependable routine care plus protection for unexpected surgery.
• Families who need regular GP access for children plus hospital cover for serious events.
• Retirees wanting straightforward hospital protection alongside limited day-to-day benefits.

Learn the specifics of Affinity Health’s combined offerings on the Combined plan page. If you prefer strong out-of-hospital benefits first, review the Day-to-Day cover information to compare visit limits and benefit rules.

Quick comparison - Day-to-day vs Hospital vs Combined

Compare plan features and choose a level that matches your expected routine visits and appetite for out-of-pocket exposure. Ready to start? Get a quote to see plan options and monthly premiums that suit your family size and ages.

How to choose the right combined plan in Gauteng

Follow a simple selection process: estimate routine visit frequency, consider planned procedures, then match those needs to plan options. Affinity Health offers plan options that let you prioritise higher day-to-day access or stronger in-hospital limits depending on your household profile.

Step-by-step selection guide

• List expected GP and dentistry visits per year for each family member.
• Account for any planned hospital procedures or chronic prescriptions you already have.
• Compare the combined plan levels - balance monthly premium against potential out-of-pocket costs.
• Use the provider lookup to confirm access to preferred hospitals and Healthcare Practitioners.

Provider access and practical steps

Affinity Health’s national provider information helps you locate participating hospitals and clinicians. Search providers before you join so you have clarity on where to receive care. Use the provider finder to check available facilities near you and plan for admissions or routine consultations.

Find nearby hospitals and practitioners using the provider search: Find a Hospital Provider and the general provider directory at Find a Provider. After comparing plans, you can join now or request a tailored quote to confirm exact monthly premiums for your household.

Budget-friendly tips for Gauteng households

• Prioritise day-to-day limits if you expect frequent GP visits for children or chronic checks.
• Choose higher hospital limits if you have elevated surgical risk or older household members.
• Review waiting periods and in-hospital definitions to avoid surprises at claim time.

Compare plans side-by-side and get a quote to see how monthly premiums align with your household budget. Compare plans now to determine whether a combined option is the most cost-effective way to protect your family in Gauteng.

Sources

• Affinity Health - Combined Plan details
• Affinity Health - Day-to-Day cover
• Affinity Health - Hospital Plan information
• National Department of Health - South Africa
• Statistics South Africa - Health indicators