Practical combined medical insurance designed for the Eastern Cape

Affinity Health offers affordable combined medical insurance options that bring day-to-day benefits together with in-hospital protection. Whether you are a young professional in Gqeberha, a growing family in East London, or a retiree visiting clinicians across the province, a combined plan can reduce unexpected costs while keeping routine care accessible.

Who benefits most from a combined plan?

• Individuals and professionals who want routine GP visits and optical or basic dental support plus hospital cover for major events.
• Families with children who need repeat day-to-day consultations alongside in-hospital protection for accidents or surgery.
• Older members (55+) who require both regular outpatient care and reliable hospital admission protection.

What a combined plan typically includes

• Day-to-day benefits: GP consultations, basic dentistry and optical benefits within set limits.
• Hospital benefits: In-hospital admissions, theatre and ward charges, approved clinician fees and in-hospital procedures.
• Support services: Virtual consultations and Emergency Medical Response assistance where applicable.

How Affinity Health keeps combined medical insurance affordable

• Clear plan options so you only pay for the benefits you need.
• Simple design that separates day-to-day allowances and in-hospital protection for predictable budgeting.
• Access to a wide network of private hospitals and clinicians across the province for timely care.

Compare plan structures and view up-to-date pricing on our current pricing page to see how different combinations suit your monthly budget. For details on everyday benefits, view our day-to-day plan information here, and for in-hospital protection see the hospital plan overview here.

Quick comparison: combined vs separate plans

To compare available combined plan options and see which range fits your household, review our combined plan page and request a quote online for a fast estimate.

Get a personalised quote and compare plans now: Compare combined plans.

Choosing the right combined option for Eastern Cape lifestyles

Selecting the right plan depends on family size, ages, routine care needs and likely hospital exposure. Young couples and single professionals often favour stronger day-to-day allowances for GP visits and optical care, while older adults or households with higher risk activities prioritise larger in-hospital benefits. Use the steps below to decide.

Step-by-step selection guide

• Estimate routine use: Count expected GP visits, dental check-ups and optical needs per year.
• Identify potential hospital needs: Consider planned procedures or occupational risks that may require in-hospital care.
• Compare plan options and consult current pricing to balance monthly contributions and benefit limits.

Local access and provider convenience

Affinity Health members can find participating hospitals and clinicians throughout the Eastern Cape. Search our provider listings to confirm convenient access near you and plan how you will use day-to-day benefits for routine care. Find hospital locations here and non-hospital clinicians here.

Typical South African use cases (province-focused)

• Family with young children: prioritise day-to-day access for immunisations and GP visits while maintaining in-hospital protection for accidents.
• Working professionals: moderate day-to-day cover and robust hospital limits to protect savings if surgery or admission is needed.
• Retirees aged 55+: Senior combined options provide outpatient support plus hospital protection appropriate for age-related events.

Next steps to join

• Compare combined plan options on the combined plan page and review benefit layouts.
• Check current pricing to estimate monthly contributions and confirm affordability.
• Request a quote online to see exact contributions for your household and begin the application process.

Start by viewing combined plan details and request a personalised quote that reflects your household composition: Get a quote for combined plans. For pricing and contribution tables, consult our current pricing page for up-to-date figures and plan comparisons: View current pricing.

Sources

• Affinity Health - Combined Plan details
• Affinity Health - Day-to-Day plan
• Affinity Health - Hospital plan overview
• National Department of Health - South Africa
• Statistics South Africa - Health indicators