Balanced health cover for Sandton individuals and families

A combined health plan brings day-to-day benefits together with in-hospital protection in a single, budget-friendly option. For Sandton residents - young professionals, families with children and retirees - this approach helps manage routine GP visits, basic dental or optical needs while protecting against larger hospital bills from accidents or surgery.

What a combined plan includes

• Day-to-day benefits: GP consultations, basic dentistry and optometry access, and acute medicines within benefit limits.
• Hospital benefits: In-hospital admissions, theatre and ward fees, approved clinician fees and in-hospital diagnostics.
• Support services: Remote consultations and Emergency Medical Response when required.

Who should consider this option

• Young professionals wanting reliable routine care plus protection for major events.
• Families with children needing regular GP access and immunisation support.
• Retirees seeking clear hospital protection alongside limited everyday benefits.

Affinity Health offers combined plans across core ranges so you can choose the plan group that matches your life stage. Learn more about specific plan features and how Combined plans work on our Combined Plan page: Affinity Health - Combined Plan.

Comparison at a glance

Want to see which local clinicians and private hospitals accept Affinity Health plans in and around Sandton? Use our provider search to confirm access for consultations and in-hospital care: Find a hospital provider.

Ready to compare plan options for your household? Get a quote or compare plan details to see which Combined plan gives the right balance of everyday benefits and in-hospital protection. Start by reviewing typical Combined plan inclusions and how they match your healthcare priorities.

How Affinity Health keeps combined plans affordable in Sandton

Affinity Health focuses on lower-cost, reliable Health Insurance designed for South African households. Our approach to affordability includes clear benefit sets, predictable monthly payments and plan options that let you choose the level of day-to-day and hospital protection you need.

Practical selection steps

• Assess routine usage: estimate GP visits, dental and optical appointments per year.
• Identify hospital risk: consider any upcoming procedures or higher-risk activities.
• Compare Combined plan options: match expected out-of-pocket exposure against monthly budget.

South African use cases for Sandton residents

• Young professionals who need easy access to GP care and protection from surgical costs.
• Families wanting consolidated billing and predictable cover for children’s routine visits.
• Working adults preferring emergency hospital protection plus routines in one plan.

If you want to explore Day-to-Day benefits on their own before deciding, read about the Day-to-Day Plan and compare how it complements hospital benefits: Affinity Health - Day-to-Day Cover.

Choosing the right plan group

Affinity Health offers Combined plans across several plan groups so individuals and families can pick according to age and life stage. For children see the Junior range, and for older clients consider the Senior range. For full details and to compare options visit the Affinity Health homepage: Affinity Health - Homepage.

Next steps - get a quote and compare plans

Compare Combined options, check provider access for Sandton, and request a quote online to see monthly premiums and benefit summaries. You can also review hospital access and clinician availability via our provider search to confirm local convenience.

Get a quote now, compare plans side-by-side, and choose the Combined plan that keeps everyday care accessible while protecting you from larger in-hospital costs.

Sources

• Affinity Health - Combined Plan details
• Affinity Health - Day-to-Day Cover
• National Department of Health South Africa - policy and guidance
• Statistics South Africa - health indicators and demographics