Practical combined health cover for Port Elizabeth residents

A combined health plan pairs routine out-of-hospital benefits with in-hospital protection so you can manage everyday care and major medical events under one monthly premium. Affinity Health offers clear, budget-friendly combined plan options aimed at young professionals, families with children and retirees living in Port Elizabeth who want dependable Health Insurance without complicated rules.

What a combined plan includes

• Day-to-day care: GP consultations, basic dentistry and optical benefits within specified limits.
• Hospital protection: In-hospital admissions, theatre and ward fees, and fees for approved medical practitioners when admitted to hospital.
• Support services: Remote Healthcare Practitioner consultations for quick clinical advice and arrangements for Emergency Medical Response when needed.

Why choose combined cover in Port Elizabeth?

• Predictable budgeting: One monthly premium simplifies household cash flow planning.
• Broad protection: Routine care avoids skipped appointments while hospital protection prevents large unexpected bills.
• Designed for South African households: Suitable for single professionals, couples, families with children and older adults who need both day-to-day and in-hospital benefits.

Affinity Health’s combined plan options make it easy to compare core benefits and choose the level that meets your household needs. Learn about plan specifics and benefit scopes on the Combined Plan page and see detailed day-to-day inclusions on the Day-to-Day page.

Key benefit considerations

• Benefit limits and visit caps for day-to-day services - check allowable consultations and dental/optical limits.
• Hospital definitions - cover applies to in-hospital events; some outpatient procedures may not be included.
• Waiting periods for certain services - note applicable waiting times for selected benefits.

Ready to compare plan options? Get a personalised quote online or review the combined plan details to compare benefits side-by-side and select the plan that fits your monthly budget. Explore combined plan choices and get a quote to start the process.

Finding the right level of cover for your household

Choosing the best combined plan depends on family size, ages and expected healthcare usage. Young families often prioritise stronger day-to-day limits for routine child healthcare, while older adults may prioritise higher in-hospital limits. Consider expected GP visits, planned procedures and any chronic medication needs when selecting a plan.

Practical selection steps

1. Estimate routine needs: Count likely GP visits, dental check-ups and optical replacements per year.
2. Assess hospital risk: Consider activities, work-related risks or planned surgeries that could require admission.
3. Compare benefit levels: Review the Combined Plan page and match limits to your expected out-of-pocket exposure.

Provider access and claims convenience

Affinity Health members can use a wide network of private providers. To find suitable practitioners near you in Port Elizabeth, use the provider search tool to locate eligible Healthcare Practitioners and hospitals in your area: Find a Provider or search hospitals directly on the provider map at Find a Hospital Provider.

Typical South African use cases

• Young professional in Port Elizabeth: prioritises affordable day-to-day consultations and moderate hospital limits for unexpected surgery.
• Family with children: stronger day-to-day benefits for frequent child GP visits plus hospital protection for serious events.
• Retiree: lower routine visit frequency but higher in-hospital cover for major procedures.

Compare, decide, join

Compare plan options, review inclusions and exclusions, then get a quote to see exact monthly premiums that match your household. Use the Combined Plan page to compare cover levels and complete an online application to join now.

Sources

• Affinity Health - Combined Plan details
• Affinity Health - Day-to-Day Cover overview
• Affinity Health - Hospital Plan guide
• South African Department of Health - Official information