Balanced protection for everyday needs and hospital events

A combined health plan brings day-to-day care together with in-hospital protection so you can manage routine visits and avoid large unexpected bills. Affinity Health focuses on affordable, reliable Health Insurance designed for individuals, families with children, young professionals and retirees living in the Northern Cape. Our combined option helps you keep regular consultations, basic dental and optical access, and in-hospital admissions covered under one budget-friendly plan.

Who benefits most in the Northern Cape?

• Young professionals working in mining, retail or services who need reliable GP access and hospital protection for higher-risk work.
• Families with children who want day-to-day benefits for frequent child visits plus hospital cover for accidents and procedures.
• Retirees seeking straightforward hospital protection with limited routine consultations included.

What a combined plan typically includes

• Day-to-day benefits: GP consultations, basic dentistry and optical network access, and approved acute medicine limits.
• Hospital benefits: In-hospital admissions, theatre and ward fees, approved Healthcare Practitioner fees and in-hospital procedures.
• Remote consultations: Access to virtual consultations with qualified Healthcare Practitioners for minor concerns and follow-up care.

How Affinity Health keeps combined plans affordable

• Focused plan options so you pay for essential benefits that match your needs and budget.
• Clear benefit structures for day-to-day and hospital elements to make monthly costs predictable.
• Nationwide provider access so you can find a participating hospital or Healthcare Practitioner near you; search options are available on our site.

Explore detailed plan descriptions on our Combined Plan page to compare benefit layouts and see how a combined approach can reduce out-of-pocket surprises. View combined plan details and learn which plan options suit your household. If you want to check where you can receive in-hospital care, use our provider finder to confirm nearby hospitals and practitioners. Find a hospital provider.

Choosing the right level for your household

Select a combined plan level based on family size, ages and likely healthcare use. Young families often prioritise stronger day-to-day benefits for child healthcare and immunisations, while older adults commonly prioritise higher hospital limits. Follow these steps to decide and then compare plans side-by-side.

Step-by-step selection guide

• Estimate routine needs: Count expected GP visits, dental check-ups and optical needs per year.
• Consider risk exposure: Think about occupational hazards, planned procedures or sports-related risks.
• Compare plan options: Look at combined plan benefits and how day-to-day limits work together with hospital limits.

Practical South African use cases (no personal data)

• Single professional in a regional centre: Moderate day-to-day benefits plus solid hospital protection for accidental injury.
• Family with school-age children: Strong day-to-day for GP and dental visits, paired with hospital cover for serious incidents.

Compare plan features

Ready to compare options? Get a quote online or compare plan outlines to see which combination fits your monthly budget. Use the day-to-day overview to understand routine benefits and the hospital guide to confirm in-hospital inclusions. See day-to-day benefits and Review hospital plan details.

Next steps for Northern Cape residents

• Compare combined plan options and pick the level that matches your expected routine use and potential hospital risk.
• Use the provider search to identify participating hospitals close to your town or regional centre.
• Request a quote and join the plan that keeps private healthcare within reach for you and your family.

Affinity Health’s combined plans are designed to offer dependable protection across South Africa while remaining budget-friendly for everyday households. Get a quote today to compare plan options and find the balance that suits your household.

Sources

• Affinity Health - Combined Plan information
• Affinity Health - Day-to-Day cover overview
• National Department of Health - South Africa
• Statistics South Africa - Health indicators