Combined health cover designed for Eastern Cape households

A combined health plan brings day-to-day benefits together with in-hospital protection so you can manage routine appointments and still be protected from larger hospital bills. Affinity Health focuses on affordable, reliable Health Insurance designed for South Africans - including young professionals, growing families, and retirees living in the Eastern Cape who want clear benefits and predictable monthly costs.

What a combined health plan includes

• Day-to-day care: GP visits, basic dentistry, and optometry access through approved providers.
• Hospital cover: In-hospital admissions, theatre and ward fees, and approved in-hospital procedures.
• Remote consultations: Virtual consultations with a healthcare practitioner for minor concerns and follow-up care.
• Emergency Medical Response: Coordination for urgent transport and in-hospital admission when needed.

Affinity Health provides combined-plan options that balance everyday access with protection from unexpected in-hospital costs. For an overview of the specific combined plan available for retail customers, see our combined plan details. To learn about Affinity Health’s mission and how we keep premiums affordable, visit the Affinity Health homepage.

Provider access and where to use your plan in the Eastern Cape

Affinity Health members can access private hospitals and contracted day-to-day providers around the province. Use our provider finder to confirm available hospitals and practitioners near you: Find a hospital provider. For non-hospital practitioners, search the network here: Find a provider.

Key advantages for Eastern Cape residents

• Predictable budgeting: One monthly premium for routine and in-hospital events.
• Immediate access to primary care through in-network practitioners and virtual consultations.
• Clear hospital benefits for admitted care, reducing the risk of large out-of-pocket bills.

Choosing the right combined plan option

Affinity Health offers combined plans across plan groups to match different age and household needs. Use the steps below to compare options for your household and get a quote that reflects the people you want to cover.

Step-by-step selection guide

1. Confirm who to include: single adult, family with children (0-17 years), or a retiree (55+).
2. Compare benefit focus: stronger day-to-day benefits for frequent GP use versus higher in-hospital limits for elective surgery risk.
3. Estimate monthly cost: check current pricing on our current pricing page and request a personalised quote.
4. Confirm provider access in your area using our provider locators linked earlier.

Plan ranges and who they suit

Innovator combined options are also available for individual customers who want alternative benefit mixes. If you represent a workplace, Group Cover provides combination plans specifically for employee groups - see the Group Cover overview for details.

Practical examples for Eastern Cape households

• Young professional: prioritise day-to-day consultations and remote practitioner access while maintaining in-hospital protection for serious events.
• Family with children: select a combined plan with strong child day-to-day benefits plus hospital cover for unexpected accidents.
• Retiree: choose higher hospital limits with appropriate day-to-day allowances for chronic medication and routine check-ups.

Ready to compare plans and pricing? View day-to-day benefit details and how they work with hospital cover on our day-to-day cover page, and request a quote to see the exact monthly premium for your household. Get a quote, compare plans and join now to start affordable combined protection across the Eastern Cape.

Sources

• Affinity Health - Combined Plan
• Affinity Health - Current pricing and premiums
• National Department of Health - South Africa
• Statistics South Africa - Health indicators