A smarter combined plan for single adults

An affordable-combination-health-plan-for-singles delivers both routine out-of-hospital care and in-hospital protection in a single, budget-friendly product. For young professionals, single parents, and independent retirees, this approach keeps monthly costs predictable while ensuring protection against large hospital bills. Affinity Health offers plan options that balance day-to-day benefits with hospital cover so you can prioritise what matters most to your lifestyle.

What a combined plan for singles covers

• Day-to-day benefits: GP consultations, basic dental and optometry benefits through approved networks, and coverage for acute medicines where specified.
• Hospital protection: In-hospital admissions, theatre and ward charges, and fees for approved clinical practitioners while admitted.
• Support services: Access to remote consultations for non-urgent advice and Emergency Medical Response when required.

Why singles choose an affordable combination plan

• Predictable budgeting: One monthly premium covers both routine visits and major events, simplifying household finances.
• Convenience: Single adults who work long hours benefit from plan options that include remote consultations and a wide provider network.
• Comprehensive protection: Avoid large, unexpected hospital bills while still accessing routine care without separate policies.

Compare plan features quickly

Learn how the Combined plan structure works and which features align with single-adult priorities on our Combined Plan page. If you mostly need routine care, compare day-to-day benefits on the Day-to-Day Plan page to see what fits your routine usage.

How pricing and plan options work for singles

• Premiums depend on age and selected plan option; choosing higher excess levels typically reduces the monthly premium.
• Affinity Health offers plan options suited to early-career professionals through to later working-age adults - compare options and limits carefully.
• All pricing is set nationally so the same plan option applies across South Africa without location-based changes.

Choosing the right affordable-combination-health-plan-for-singles

Selecting the best plan begins with a clear assessment of your typical healthcare use, risk exposure and monthly budget. Singles who travel frequently for work may prioritise broad hospital access, while those with regular GP visits may favour stronger day-to-day benefit limits.

Step-by-step selection guide

• Estimate routine needs: Count expected GP or remote consultations, dental check-ups and eyewear replacements per year.
• Consider potential hospital risk: Factor in occupational or recreational risks that could lead to admissions.
• Match plan options: Balance day-to-day limits against in-hospital limits to minimise likely out-of-pocket costs.

Practical South Africa scenarios for singles

• Young professional in a city: Prioritise strong day-to-day benefits and remote consultations for quick weekday care.
• Active outdoor enthusiast: Increase in-hospital protection to cover accident admissions and associated theatre fees.

Ready to compare specific options and get a personalised quote? Use our online quote tool or review combined plan details and provider access. See the Combined plan details here, and check hospital coverage options on the Hospital plan page here.

Accessing providers and claims

Affinity Health maintains a broad network of hospitals and healthcare practitioners so singles can access care when needed. Find nearby providers and confirm where your plan benefits apply with our provider search: Find a Hospital Provider or the general provider directory Find a Provider.

Next steps for singles

• Compare the Combined plan with Day-to-Day and Hospital-only alternatives to identify the best value for your situation.
• Request a quote online and review benefit limits, waiting periods and excess choices before you join.
• Start with a plan option that matches your current needs and adjust your plan option as life circumstances change.

Sources

• Affinity Health - Combined Plan details
• National Department of Health South Africa - Official information
• Statistics South Africa - Health and demographic data