Affordable combination Health Insurance built for East London households

A combination Health Insurance plan brings everyday healthcare benefits together with in-hospital protection so you and your family can access routine consultations and also be covered for hospital admissions. Affinity Health specialises in straightforward, lower-cost options that help young professionals, families with children and retirees in East London manage both routine and unexpected medical costs.

What a combination plan includes

• Day-to-day benefits: GP consultations, basic dentistry and optometry services through selected providers.
• Hospital benefits: In-hospital admissions, theatre and ward fees, approved in-hospital procedures and in-hospital imaging.
• Support services: Access to Healthcare Practitioners for telephonic advice and Emergency Medical Response coordination when required.

Key reasons East London residents choose a combination plan

• Predictable monthly budgeting for both routine care and larger hospital events.
• One plan covers common family healthcare needs and serious in-hospital treatment.
• Plan options designed to suit different budgets and life stages - from young families to retirees.

Affinity Health offers combination plan information and easy comparison tools online. Learn more about how day-to-day benefits work on the Day-to-Day Cover page, and review in-hospital inclusions on the Hospital Plan overview. For an integrated option, read the details on the Combined Plan.

How benefits are structured for East London households

• Routine visits: Day-to-day limits are set per benefit year and are intended to cover common GP and basic dental care within agreed rates.
• In-hospital events: Cover applies to approved admissions and procedures in recognised private hospitals or admitted facilities.
• Network use: Using listed providers helps manage out-of-pocket costs - find local providers using the Find a Provider tool.

Choosing the right plan for your family in East London

Selecting the right combination plan depends on family size, ages and routine healthcare needs. Young families often prioritise stronger day-to-day benefits for GP visits and child healthcare, while older adults may prioritise higher hospital limits. Follow a step-by-step approach to choose with confidence.

Step-by-step selection guide

1. Inventory healthcare needs: Count expected GP visits, dental check-ups and eyewear replacements per year.
2. Consider risk exposure: Think about planned procedures, chronic conditions and occupational hazards that could lead to hospitalisation.
3. Compare plan options: Use the Combined Plan comparison to weigh day-to-day limits against hospital benefits and excess choices.
4. Estimate monthly cost: Balance monthly premium with possible out-of-pocket costs for routine care and the chosen excess for hospital events.

Practical East London considerations

• Provider access: Check local Healthcare Practitioners and hospitals listed in Affinity’s provider search to ensure convenience.
• Family composition: Children (0-17) can be included under Junior options; older adults should review Senior plan availability.
• Employer-provided cover: If you have a group through work, explore Group Cover options as they are available exclusively to groups.

Compare, get a quote and join

Affinity Health makes it straightforward to compare plans and request a quote. Visit the Combined Plan page for plan descriptions and then use the online quote tool to see specific pricing for your household. If you prefer to assess standalone benefits first, review the Day-to-Day Cover and Hospital Plan pages then compare again on the Combined Plan page.

Common questions for East London customers

• How do I find a local provider? Use the Find a Provider tool to view listed Healthcare Practitioners and facilities near you.
• Are there plan options for children and retirees? Yes - review Junior and Senior plan group pages for age-specific offerings and eligibility.
• What about employer cover? Group Cover is available for working groups and can be explored on the Group Cover page.

Ready to compare plans and get an online quote? Visit Affinity Health’s Combined Plan page to review option details and request pricing for your household composition.

Sources

• Affinity Health - Combined Plan details
• South African National Department of Health - official guidance
• Statistics South Africa - health indicators and population data