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Find budget-friendly combination health plans in Bloemfontein. Compare day-to-day and hospital benefits for families, professionals and retirees.
A combination health plan pairs routine outpatient benefits with in-hospital protection so you and your family can manage everyday care while staying protected against major medical costs. Affinity Health offers plan options for young professionals, families with children, and retirees in Bloemfontein that balance essential day-to-day benefits with reliable hospital cover.
Affinity Health’s combined plan options are designed to keep monthly payments predictable while providing the core benefits South African households use most. For a clear outline of combined plan inclusions and structure, review the Affinity Health combined plan overview here.
Quick action: Compare plan options and get a personalised quote in minutes - get a quote and compare plans to see which option fits your household budget.
Affinity Health members can access approved private hospitals and healthcare practitioners in and around Bloemfontein. Use the provider finder to confirm available hospitals and outpatient providers near you: Find a hospital provider.
Choosing the right option depends on household size, ages and anticipated healthcare use. Lower monthly payments are possible by selecting plan options that prioritise core benefits, while higher limits reduce the risk of out-of-pocket costs for major events. Follow these steps to decide:
| Feature | Day-to-day | Hospital |
|---|---|---|
| GP visits | Included up to benefit limits | Not usually covered |
| Basic dentistry | Included for routine care | Only if treated in hospital |
| In-hospital surgery | Not covered | Covered (theatre, ward, approved clinician fees) |
If you want more detail on outpatient inclusions, read the day-to-day plan summary on the Affinity Health site: Day-to-day plan details. For a focused overview of hospital-level protection, review the hospital plan page: Hospital plan guide.

Disclaimer: This article is intended for informational purposes only and should not be considered medical advice. Always consult a qualified healthcare professional before making any decisions about your health or treatment.
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Principal member premiums effective from 1 January 2026. Rates may vary by age and dependants.
| Plan | Principal premium | Main distinction | Details |
|---|---|---|---|
| Day-to-Day Plan | From R929/per month | — | View plan |
| Hospital Plan | From R1 434/per month | — | View plan |
| Vital Select | From R289/per month | Limited hospital-care plan | View plan |
| Combined Plan | From R2 098/per month | — | View plan |
| Chrome | From R589/per month | Day-to-day plus accident hospitalisation | View plan |
| Bronze | From R759/per month | Broader day-to-day benefits | View plan |
| Delta Max | From R839/per month | Adds diagnostic procedures | View plan |
| Standard Day-to-Day | From R929/per month | Broader routine healthcare cover | View plan |
| Standard Hospital | From R1 438/per month | Hospital cover | View plan |
| Standard Combined | From R2 098/per month | Combined day-to-day and hospital | View plan |
Choose the option that fits your needs
Get answers to common questions about Combined Health Plan
We believe that quality healthcare should be accessible to everyone. Our plans are designed to be cost-effective, providing value without compromising on essential benefits.
Affinity Health members have access to the largest healthcare provider network in the country, including GP’s, Dentists and Hospitals.
From routine check-ups to emergency medical services, our plans encompass a wide spectrum of healthcare services, including chronic medication cover and emergency medical services.
Understanding that healthcare needs vary, we offer flexible plans that can be customised to suit your specific requirements.
Qualified and motivated service agents powered by a state-of-the-art call centre.
Our dedicated team is available 24/7 to assist with pre-authorisation, telehealth consultations and emergency services.