Practical, affordable combination health plan for Bloemfontein residents

A combination health plan pairs routine outpatient benefits with in-hospital protection so you and your family can manage everyday care while staying protected against major medical costs. Affinity Health offers plan options for young professionals, families with children, and retirees in Bloemfontein that balance essential day-to-day benefits with reliable hospital cover.

What a combination plan delivers

• Day-to-day care: GP consultations, basic dental and optical benefits through approved providers, and acute medicine where applicable.
• Hospital protection: In-hospital admissions, theatre and ward fees, approved clinician fees and in-hospital diagnostic procedures.
• Practical support: Remote consultations for immediate advice and emergency medical response coordination when required.

Affinity Health’s combined plan options are designed to keep monthly payments predictable while providing the core benefits South African households use most. For a clear outline of combined plan inclusions and structure, review the Affinity Health combined plan overview here.

Who in Bloemfontein benefits most?

• Young professionals seeking reliable GP access and hospital protection without high premiums.
• Families with children who need regular GP visits, immunisations and occasional dental care plus in-hospital cover for surgeries or accidents.
• Retirees who prioritise secure hospital limits while keeping routine outpatient costs manageable.

Provider access and care in Bloemfontein

Affinity Health members can access approved private hospitals and healthcare practitioners in and around Bloemfontein. Use the provider finder to confirm available hospitals and outpatient providers near you: Find a hospital provider.

How to choose the right combination plan level

Choosing the right option depends on household size, ages and anticipated healthcare use. Lower monthly payments are possible by selecting plan options that prioritise core benefits, while higher limits reduce the risk of out-of-pocket costs for major events. Follow these steps to decide:

Step-by-step selection guide

• Estimate routine needs: Count expected GP visits, dental check-ups and eyewear replacements per year.
• Assess major-event exposure: Consider the need for in-hospital surgery or potential accident-related admissions.
• Compare plan summaries: Look at day-to-day limits, in-hospital limits and any excess options to balance monthly cost and protection.

Benefit comparison at a glance

If you want more detail on outpatient inclusions, read the day-to-day plan summary on the Affinity Health site: Day-to-day plan details. For a focused overview of hospital-level protection, review the hospital plan page: Hospital plan guide.

Next steps for Bloemfontein residents

• Compare plans side-by-side and consider likely year-one use.
• Get a quote online to see exact monthly payments and plan options for your household - get a quote.
• Join now to start cover from the next available effective date and secure access to approved providers in Bloemfontein.

Sources

• Affinity Health - Combined Plan overview
• Affinity Health - Day-to-Day plan
• National Department of Health South Africa - Health information
• Statistics South Africa - Health indicators