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Help protect your senior employees with cost-effective, reliable business health insurance from Affinity Health. Discover plan features, pricing, and provider access for South African companies.
Support senior team members with critical hospital and day-to-day medical protection.
Benefit from cost savings and streamlined business management through group health insurance.
Access private care via Affinity Health's wide hospital and provider network across South Africa.
Health insurance is a crucial component of employee wellbeing, particularly for businesses with staff members aged 55 and over. Senior employees bring valuable experience, but also face increased health risks related to chronic conditions and hospitalisation. Ensuring they have access to reliable private healthcare supports both productivity and loyalty within your company. Affinity Health provides practical, group medical insurance plans that strike a balance between comprehensive in-hospital cover, everyday medical needs, and budget-conscious management for South African businesses.
Did you know? Private health cover can lead to lower absenteeism and improved overall team morale among older employees, helping South African businesses navigate healthcare challenges cost-effectively.
| Benefit | Day-to-Day Cover | Hospital Cover |
|---|---|---|
| GP and nurse consultations | Covered (benefit limits apply) | Not included |
| Hospital admission | Not included | Covered (pre-authorisation required) |
| Emergency transport | Covered for acute day-clinic events | Covered |
| Mental health consultations (telephonic) | Covered | Covered |
For a complete overview of Group Cover packages, visit the Group Cover plan page.
Monthly premiums for group business plans are influenced by company size, age demographics, and preferred cover combinations. According to Affinity Health’s policy rates, combination plans for adults typically begin from R979 per member, with discounts available for larger groups.
Creating an environment where senior employees feel supported goes beyond just policy - proper health cover encourages continued engagement and extends the time talented professionals contribute to your organisation. Key plan features for older team members should include:
Group Cover offers eight structured plan options, ensuring that businesses can select a combination that best meets the needs of various employee age groups, with special consideration for staff aged 55 and older. For further benefit breakdowns, explore the Innovator Range for alternative options suitable for smaller teams or highly skilled older workers.
Affinity Health’s nationwide healthcare network ensures rapid appointment booking and access to private care. Find a hospital partner near your business through the hospital provider search tool.

Disclaimer: This article is intended for informational purposes only and should not be considered medical advice. Always consult a qualified healthcare professional before making any decisions about your health or treatment.
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Get answers to common questions about Group Cover Corporate Health
Choose the option that fits your needs
We believe that quality healthcare should be accessible to everyone. Our plans are designed to be cost-effective, providing value without compromising on essential benefits.
Affinity Health members have access to the largest healthcare provider network in the country, including GP’s, Dentists and Hospitals.
From routine check-ups to emergency medical services, our plans encompass a wide spectrum of healthcare services, including chronic medication cover and emergency medical services.
Understanding that healthcare needs vary, we offer flexible plans that can be customised to suit your specific requirements.
Qualified and motivated service agents powered by a state-of-the-art call centre.
Our dedicated team is available 24/7 to assist with pre-authorisation, telehealth consultations and emergency services.