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Stay ahead with our latest insights and proven strategies
Explore Affinity Health benefits for families, professionals and children. Learn about plan options, everyday care, hospitalisation, and provider networks across South Africa.
Choose from dedicated plans for children, adults, retirees, and combined cover for every need.
Enjoy access to a wide network of GPs, hospitals, and essential healthcare services for daily and emergency care.
Maintain private health cover with budget-friendly choices for South Africans of all ages.
Affinity Health offers medical insurance plans that make private healthcare accessible to a broad range of South Africans. With plan options dedicated to children (Affinity Junior), working-age adults, and retirees (Affinity Senior), each plan provides essential cover and flexibility for your current life stage. Benefits range from everyday primary healthcare to in-hospital protection for accidental injuries or serious illness.
Unique plan insight: Unlike many insurance providers, Affinity Health splits cover into Junior, Standard Range, and Senior plans, letting families choose precise benefits for children, adults, or retirees. Explore the Junior Cover if you seek child-specific protection, or Senior Cover for retirees.
| Plan Group | Day-to-Day | Hospital | Combined |
|---|---|---|---|
| Junior | Yes | Yes | Yes |
| Standard | Yes | Yes | Yes |
| Senior | Yes | Yes | Yes |
| Innovator | Yes (in combination only) | Yes (in combination only) | Yes |
Plan distinctions and availability can be further reviewed on the Combined Plan page or by comparing all products through the Affinity Health Policy Rates resource. For an independent perspective, see our Affinity Health Reviews.
Affinity Health plans are designed for individuals, families, children, young professionals, seniors, and employer groups. Because each plan group targets a specific age range, the benefits are aligned to likely health needs and typical budgets - for instance, Innovator Range plans serve adults seeking modern, combination-based solutions with added diagnostic support.
Affinity Health is distinct in offering Junior Cover from birth to age 17, ensuring children’s GP care, accident hospitalisation, and access to the right network. Senior plans provide day-to-day and hospital options designed for those 55 and older, including support for age-appropriate screenings and in-hospital needs relevant to retirees.
Affinity Health products are health insurance (not medical aid), meaning they offer policy-based benefits and set limits on cover, rather than full-scale hospital or prescribed minimum benefits protection. This makes plans more affordable and focused on core health events and everyday care, but it's important to match expectations to the product category.
Disclaimer: This article is intended for informational purposes only and should not be considered medical advice. Always consult a qualified healthcare professional before making any decisions about your health or treatment.
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Principal member premiums effective from 1 January 2026. Rates may vary by age and dependants.
| Plan | Principal premium | Main distinction | Details |
|---|---|---|---|
| Day-to-Day Plan | From R929/per month | — | View plan |
| Hospital Plan | From R1 434/per month | — | View plan |
| Vital Select | From R289/per month | Limited hospital-care plan | View plan |
| Combined Plan | From R2 098/per month | — | View plan |
| Chrome | From R589/per month | Day-to-day plus accident hospitalisation | View plan |
| Bronze | From R759/per month | Broader day-to-day benefits | View plan |
| Delta Max | From R839/per month | Adds diagnostic procedures | View plan |
| Standard Day-to-Day | From R929/per month | Broader routine healthcare cover | View plan |
| Standard Hospital | From R1 438/per month | Hospital cover | View plan |
| Standard Combined | From R2 098/per month | Combined day-to-day and hospital | View plan |
Choose the option that fits your needs
We believe that quality healthcare should be accessible to everyone. Our plans are designed to be cost-effective, providing value without compromising on essential benefits.
Affinity Health members have access to the largest healthcare provider network in the country, including GP’s, Dentists and Hospitals.
From routine check-ups to emergency medical services, our plans encompass a wide spectrum of healthcare services, including chronic medication cover and emergency medical services.
Understanding that healthcare needs vary, we offer flexible plans that can be customised to suit your specific requirements.
Qualified and motivated service agents powered by a state-of-the-art call centre.
Our dedicated team is available 24/7 to assist with pre-authorisation, telehealth consultations and emergency services.